WallStSmart

Perdoceo Education Corp (PRDO)vsTAL Education Group (TAL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

TAL Education Group generates 252% more annual revenue ($3.01B vs $854.84M). PRDO leads profitability with a 19.9% profit margin vs 17.6%. PRDO appears more attractively valued with a PEG of 0.70. PRDO earns a higher WallStSmart Score of 73/100 (B).

PRDO

Strong Buy

73

out of 100

Grade: B

Growth: 6.7Profit: 8.5Value: 7.0Quality: 9.0
Piotroski: 5/9Altman Z: 4.51

TAL

Strong Buy

68

out of 100

Grade: B-

Growth: 10.0Profit: 6.5Value: 7.3Quality: 8.0
Piotroski: 5/9Altman Z: 2.33
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for PRDO.

TALUndervalued (+89.3%)

Margin of Safety

+89.3%

Fair Value

$110.91

Current Price

$8.95

$101.97 discount

UndervaluedFair: $110.91Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PRDO6 strengths · Avg: 8.7/10
Debt/EquityHealth
0.0610/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.5110/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.708/10

Growing faster than its price suggests

P/E RatioValuation
12.6x8/10

Attractively priced relative to earnings

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

Operating MarginProfitability
28.5%8/10

Strong operational efficiency at 28.5%

TAL5 strengths · Avg: 9.8/10
P/E RatioValuation
10.0x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
31.5%10/10

Revenue surging 31.5% year-over-year

EPS GrowthGrowth
536.0%10/10

Earnings expanding 536.0% YoY

Debt/EquityHealth
0.109/10

Conservative balance sheet, low leverage

Areas to Watch

PRDO1 concerns · Avg: 4.0/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

TAL2 concerns · Avg: 2.0/10
PEG RatioValuation
9.872/10

Expensive relative to growth rate

Free Cash FlowQuality
$-429.09M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : PRDO

The strongest argument for PRDO centers on Debt/Equity, Altman Z-Score, PEG Ratio. Profitability is solid with margins at 19.9% and operating margin at 28.5%. PEG of 0.70 suggests the stock is reasonably priced for its growth.

Bull Case : TAL

The strongest argument for TAL centers on P/E Ratio, Price/Book, Revenue Growth. Profitability is solid with margins at 17.6% and operating margin at 9.0%. Revenue growth of 31.5% demonstrates continued momentum.

Bear Case : PRDO

The primary concerns for PRDO are Revenue Growth.

Bear Case : TAL

The primary concerns for TAL are PEG Ratio, Free Cash Flow.

Key Dynamics to Monitor

PRDO profiles as a value stock while TAL is a growth play — different risk/reward profiles.

PRDO carries more volatility with a beta of 0.69 — expect wider price swings.

TAL is growing revenue faster at 31.5% — sustainability is the question.

PRDO generates stronger free cash flow (68M), providing more financial flexibility.

Bottom Line

PRDO scores higher overall (73/100 vs 68/100), backed by strong 19.9% margins. TAL offers better value entry with a 89.3% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Perdoceo Education Corp

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Perdoceo Education Corporation provides postsecondary education to students through online, campus-based, and blended learning programs in the United States. The company is headquartered in Schaumburg, Illinois.

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TAL Education Group

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

TAL Education Group offers K-12 afterschool tutoring services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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