WallStSmart

Perdoceo Education Corp (PRDO)vsTAL Education Group (TAL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

TAL Education Group generates 252% more annual revenue ($3.01B vs $854.84M). PRDO leads profitability with a 19.9% profit margin vs 17.6%. PRDO appears more attractively valued with a PEG of 0.78. PRDO earns a higher WallStSmart Score of 73/100 (B).

PRDO

Strong Buy

73

out of 100

Grade: B

Growth: 6.7Profit: 8.5Value: 7.0Quality: 8.5
Piotroski: 3/9Altman Z: 4.52

TAL

Strong Buy

66

out of 100

Grade: B-

Growth: 10.0Profit: 6.5Value: 6.7Quality: 6.0
Piotroski: 4/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for PRDO.

TALUndervalued (+88.2%)

Margin of Safety

+88.2%

Fair Value

$100.67

Current Price

$11.36

$89.31 discount

UndervaluedFair: $100.67Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PRDO6 strengths · Avg: 8.5/10
Altman Z-ScoreHealth
4.5210/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.129/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.788/10

Growing faster than its price suggests

P/E RatioValuation
13.6x8/10

Attractively priced relative to earnings

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Operating MarginProfitability
28.5%8/10

Strong operational efficiency at 28.5%

TAL4 strengths · Avg: 9.0/10
Revenue GrowthGrowth
31.5%10/10

Revenue surging 31.5% year-over-year

EPS GrowthGrowth
536.0%10/10

Earnings expanding 536.0% YoY

P/E RatioValuation
12.1x8/10

Attractively priced relative to earnings

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

PRDO2 concerns · Avg: 3.5/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

TAL1 concerns · Avg: 2.0/10
PEG RatioValuation
12.532/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : PRDO

The strongest argument for PRDO centers on Altman Z-Score, Debt/Equity, PEG Ratio. Profitability is solid with margins at 19.9% and operating margin at 28.5%. PEG of 0.78 suggests the stock is reasonably priced for its growth.

Bull Case : TAL

The strongest argument for TAL centers on Revenue Growth, EPS Growth, P/E Ratio. Profitability is solid with margins at 17.6% and operating margin at 9.0%. Revenue growth of 31.5% demonstrates continued momentum.

Bear Case : PRDO

The primary concerns for PRDO are Revenue Growth, Piotroski F-Score.

Bear Case : TAL

The primary concerns for TAL are PEG Ratio.

Key Dynamics to Monitor

PRDO profiles as a value stock while TAL is a growth play — different risk/reward profiles.

PRDO carries more volatility with a beta of 0.72 — expect wider price swings.

TAL is growing revenue faster at 31.5% — sustainability is the question.

TAL generates stronger free cash flow (816M), providing more financial flexibility.

Bottom Line

PRDO scores higher overall (73/100 vs 66/100), backed by strong 19.9% margins. TAL offers better value entry with a 88.2% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Perdoceo Education Corp

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Perdoceo Education Corporation provides postsecondary education to students through online, campus-based, and blended learning programs in the United States. The company is headquartered in Schaumburg, Illinois.

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TAL Education Group

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

TAL Education Group offers K-12 afterschool tutoring services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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