Rand Capital Corp (RAND)vsWells Fargo & Company (WFC)
RAND
Rand Capital Corp
$11.08
+3.45%
FINANCIAL SERVICES · Cap: $32.33M
WFC
Wells Fargo & Company
$82.23
+0.88%
FINANCIAL SERVICES · Cap: $249.77B
Smart Verdict
WallStSmart Research — data-driven comparison
Wells Fargo & Company generates 1252970% more annual revenue ($81.14B vs $6.47M). WFC leads profitability with a 26.7% profit margin vs -124.2%. WFC appears more attractively valued with a PEG of 1.45. WFC earns a higher WallStSmart Score of 74/100 (B).
RAND
Avoid33
out of 100
Grade: F
WFC
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 50.2%
Mega-cap, among the largest globally
Keeps 27 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 29.4%
Generating 4.1B in free cash flow
Areas to Watch
Smaller company, higher risk/reward
Expensive relative to growth rate
ROE of -13.7% — below average capital efficiency
Revenue declined 39.9%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : RAND
The strongest argument for RAND centers on Price/Book, Operating Margin.
Bull Case : WFC
The strongest argument for WFC centers on Market Cap, Profit Margin, P/E Ratio. Profitability is solid with margins at 26.7% and operating margin at 29.4%. PEG of 1.45 suggests the stock is reasonably priced for its growth.
Bear Case : RAND
The primary concerns for RAND are Market Cap, PEG Ratio, Return on Equity.
Bear Case : WFC
The primary concerns for WFC are Altman Z-Score.
Key Dynamics to Monitor
RAND profiles as a turnaround stock while WFC is a mature play — different risk/reward profiles.
WFC carries more volatility with a beta of 1.06 — expect wider price swings.
WFC is growing revenue faster at 5.7% — sustainability is the question.
WFC generates stronger free cash flow (4.1B), providing more financial flexibility.
Bottom Line
WFC scores higher overall (74/100 vs 33/100), backed by strong 26.7% margins. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Rand Capital Corp
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Rand Capital Corp is a publicly-traded investment firm focused on providing growth capital to lower middle-market companies across a variety of sectors, including healthcare, technology, and consumer products. By leveraging a strategic investment approach that encompasses both equity and debt financing, the firm aims to generate robust long-term returns for its shareholders. With an actively managed portfolio and a strong emphasis on operational expertise, Rand Capital not only supports the growth of its investments but also adheres to sustainable business practices, positioning itself to capitalize on emerging opportunities in an evolving economic landscape.
Wells Fargo & Company
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco, California, operational headquarters in Manhattan, and managerial offices throughout the United States and overseas.
Compare with Other ASSET MANAGEMENT Stocks
Want to dig deeper into these stocks?