WallStSmart

B. Riley Financial Inc (RILY)vsB. Riley Financial Inc (RILYL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

B. Riley Financial Inc generates 33% more annual revenue ($850.34M vs $639.16M). RILYL leads profitability with a 26.3% profit margin vs -119.6%. RILYL earns a higher WallStSmart Score of 36/100 (F).

RILY

Avoid

30

out of 100

Grade: F

Growth: 2.0Profit: 2.0Value: 5.0Quality: 5.0

RILYL

Hold

36

out of 100

Grade: F

Growth: 4.7Profit: 5.5Value: 8.3Quality: 6.5
Piotroski: 5/9Altman Z: -1.42
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for RILY.

RILYLUndervalued (+74.2%)

Margin of Safety

+74.2%

Fair Value

$40.80

Current Price

$12.08

$28.72 discount

UndervaluedFair: $40.80Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

RILY0 strengths · Avg: 0/10

No standout strengths identified

RILYL4 strengths · Avg: 9.8/10
P/E RatioValuation
1.9x10/10

Attractively priced relative to earnings

Revenue GrowthGrowth
89.0%10/10

Revenue surging 89.0% year-over-year

Debt/EquityHealth
-5.7310/10

Conservative balance sheet, low leverage

Profit MarginProfitability
26.3%9/10

Keeps 26 of every $100 in revenue as profit

Areas to Watch

RILY4 concerns · Avg: 2.3/10
Market CapQuality
$156.66M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-33.9%2/10

ROE of -33.9% — below average capital efficiency

Revenue GrowthGrowth
-28.7%2/10

Revenue declined 28.7%

EPS GrowthGrowth
-9.5%2/10

Earnings declined 9.5%

RILYL4 concerns · Avg: 2.3/10
Market CapQuality
$536.57M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-33.9%2/10

ROE of -33.9% — below average capital efficiency

EPS GrowthGrowth
-9.5%2/10

Earnings declined 9.5%

Altman Z-ScoreHealth
-1.422/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : RILY

RILY has a balanced fundamental profile.

Bull Case : RILYL

The strongest argument for RILYL centers on P/E Ratio, Revenue Growth, Debt/Equity. Profitability is solid with margins at 26.3% and operating margin at 18.2%. Revenue growth of 89.0% demonstrates continued momentum.

Bear Case : RILY

The primary concerns for RILY are Market Cap, Return on Equity, Revenue Growth.

Bear Case : RILYL

The primary concerns for RILYL are Market Cap, Return on Equity, EPS Growth.

Key Dynamics to Monitor

RILY profiles as a turnaround stock while RILYL is a growth play — different risk/reward profiles.

RILYL carries more volatility with a beta of 1.30 — expect wider price swings.

RILYL is growing revenue faster at 89.0% — sustainability is the question.

RILYL generates stronger free cash flow (1M), providing more financial flexibility.

Bottom Line

RILYL scores higher overall (36/100 vs 30/100), backed by strong 26.3% margins and 89.0% revenue growth. Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

B. Riley Financial Inc

FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA

B. Riley Financial, Inc. provides collaborative financial services and solutions in North America, Australia and Europe. The company is headquartered in Los Angeles, California.

B. Riley Financial Inc

FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA

B. Riley Financial, Inc. provides collaborative financial services and solutions in North America, Australia and Europe. The company is headquartered in Los Angeles, California.

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