BRC Group Holdings, Inc. (RILYL)vsVoya Financial Inc (VOYA)
RILYL
BRC Group Holdings, Inc.
$17.46
+2.52%
FINANCIAL SERVICES · Cap: $536.57M
VOYA
Voya Financial Inc
$86.69
+3.28%
FINANCIAL SERVICES · Cap: $8.29B
Smart Verdict
WallStSmart Research — data-driven comparison
Voya Financial Inc generates 689% more annual revenue ($8.25B vs $1.05B). RILYL leads profitability with a 50.8% profit margin vs 8.2%. RILYL trades at a lower P/E of 2.8x. VOYA earns a higher WallStSmart Score of 64/100 (C+).
RILYL
Buy50
out of 100
Grade: C-
VOYA
Buy64
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 486 in profit
Keeps 51 of every $100 in revenue as profit
Strong operational efficiency at 40.2%
Revenue surging 113.4% year-over-year
Earnings expanding 11633.0% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 23.2% YoY
Areas to Watch
Smaller company, higher risk/reward
Distress zone — elevated risk
Elevated debt levels
3.1% revenue growth
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : RILYL
The strongest argument for RILYL centers on P/E Ratio, Return on Equity, Profit Margin. Profitability is solid with margins at 50.8% and operating margin at 40.2%. Revenue growth of 113.4% demonstrates continued momentum.
Bull Case : VOYA
The strongest argument for VOYA centers on P/E Ratio, Price/Book, EPS Growth. PEG of 1.19 suggests the stock is reasonably priced for its growth.
Bear Case : RILYL
The primary concerns for RILYL are Market Cap, Altman Z-Score, Debt/Equity. Debt-to-equity of 17.37 is elevated, increasing financial risk.
Bear Case : VOYA
The primary concerns for VOYA are Revenue Growth, Free Cash Flow.
Key Dynamics to Monitor
RILYL profiles as a growth stock while VOYA is a value play — different risk/reward profiles.
RILYL carries more volatility with a beta of 1.16 — expect wider price swings.
RILYL is growing revenue faster at 113.4% — sustainability is the question.
RILYL generates stronger free cash flow (223M), providing more financial flexibility.
Bottom Line
VOYA scores higher overall (64/100 vs 50/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
BRC Group Holdings, Inc.
FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA
B. Riley Financial, Inc. provides collaborative financial services and solutions in North America, Australia and Europe. The company is headquartered in Los Angeles, California.
Visit Website →Voya Financial Inc
FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA
Voya Financial, Inc. is a retirement, investment and employee benefits company in the United States. The company is headquartered in New York, New York.
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