WallStSmart

Riot Platforms, Inc. (RIOT)vsWells Fargo & Company (WFC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Wells Fargo & Company generates 12209% more annual revenue ($83.03B vs $674.51M). WFC leads profitability with a 27.2% profit margin vs -196.3%. WFC earns a higher WallStSmart Score of 76/100 (B+).

RIOT

Hold

36

out of 100

Grade: F

Growth: 8.7Profit: 2.0Value: 5.0Quality: 5.5
Piotroski: 2/9Altman Z: 0.93

WFC

Strong Buy

76

out of 100

Grade: B+

Growth: 7.3Profit: 7.5Value: 5.7Quality: 3.0
Piotroski: 4/9Altman Z: -0.38

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

RIOT2 strengths · Avg: 8.5/10
Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

EPS GrowthGrowth
37.3%8/10

Earnings expanding 37.3% YoY

WFC6 strengths · Avg: 8.8/10
Market CapQuality
$273.04B10/10

Mega-cap, among the largest globally

Operating MarginProfitability
37.4%10/10

Strong operational efficiency at 37.4%

Profit MarginProfitability
27.2%9/10

Keeps 27 of every $100 in revenue as profit

P/E RatioValuation
13.1x8/10

Attractively priced relative to earnings

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

EPS GrowthGrowth
25.0%8/10

Earnings expanding 25.0% YoY

Areas to Watch

RIOT4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-36.2%2/10

ROE of -36.2% — below average capital efficiency

Free Cash FlowQuality
$-150.87M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.932/10

Distress zone — elevated risk

WFC3 concerns · Avg: 2.3/10
PEG RatioValuation
1.514/10

Expensive relative to growth rate

Altman Z-ScoreHealth
-0.382/10

Distress zone — elevated risk

Debt/EquityHealth
2.551/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : RIOT

The strongest argument for RIOT centers on Debt/Equity, EPS Growth. Revenue growth of 13.9% demonstrates continued momentum.

Bull Case : WFC

The strongest argument for WFC centers on Market Cap, Operating Margin, Profit Margin. Profitability is solid with margins at 27.2% and operating margin at 37.4%.

Bear Case : RIOT

The primary concerns for RIOT are Piotroski F-Score, Return on Equity, Free Cash Flow.

Bear Case : WFC

The primary concerns for WFC are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 2.55 is elevated, increasing financial risk.

Key Dynamics to Monitor

RIOT profiles as a turnaround stock while WFC is a mature play — different risk/reward profiles.

RIOT carries more volatility with a beta of 3.83 — expect wider price swings.

RIOT is growing revenue faster at 13.9% — sustainability is the question.

WFC generates stronger free cash flow (6.8B), providing more financial flexibility.

Bottom Line

WFC scores higher overall (76/100 vs 36/100), backed by strong 27.2% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Riot Platforms, Inc.

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Riot Blockchain, Inc., focuses on the cryptocurrency mining operation in North America. The company is headquartered in Castle Rock, Colorado.

Wells Fargo & Company

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco, California, operational headquarters in Manhattan, and managerial offices throughout the United States and overseas.

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