WallStSmart

Riot Platforms, Inc. (RIOT)vsWells Fargo & Company (WFC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Wells Fargo & Company generates 12320% more annual revenue ($81.14B vs $653.27M). WFC leads profitability with a 26.7% profit margin vs -132.8%. WFC earns a higher WallStSmart Score of 74/100 (B).

RIOT

Avoid

34

out of 100

Grade: F

Growth: 8.0Profit: 2.0Value: 5.0Quality: 5.0
Piotroski: 2/9Altman Z: 0.93

WFC

Strong Buy

74

out of 100

Grade: B

Growth: 7.3Profit: 7.5Value: 7.0Quality: 3.0
Piotroski: 4/9Altman Z: -0.38

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

RIOT2 strengths · Avg: 8.5/10
Debt/EquityHealth
0.129/10

Conservative balance sheet, low leverage

EPS GrowthGrowth
37.3%8/10

Earnings expanding 37.3% YoY

WFC6 strengths · Avg: 8.8/10
Market CapQuality
$236.15B10/10

Mega-cap, among the largest globally

P/E RatioValuation
11.9x10/10

Attractively priced relative to earnings

Profit MarginProfitability
26.7%9/10

Keeps 27 of every $100 in revenue as profit

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

Operating MarginProfitability
29.4%8/10

Strong operational efficiency at 29.4%

Free Cash FlowQuality
$9.14B8/10

Generating 9.1B in free cash flow

Areas to Watch

RIOT4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
3.6%4/10

3.6% revenue growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-36.2%2/10

ROE of -36.2% — below average capital efficiency

Free Cash FlowQuality
$-298.12M2/10

Negative free cash flow — burning cash

WFC2 concerns · Avg: 1.5/10
Altman Z-ScoreHealth
-0.382/10

Distress zone — elevated risk

Debt/EquityHealth
2.531/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : RIOT

The strongest argument for RIOT centers on Debt/Equity, EPS Growth.

Bull Case : WFC

The strongest argument for WFC centers on Market Cap, P/E Ratio, Profit Margin. Profitability is solid with margins at 26.7% and operating margin at 29.4%. PEG of 1.37 suggests the stock is reasonably priced for its growth.

Bear Case : RIOT

The primary concerns for RIOT are Revenue Growth, Piotroski F-Score, Return on Equity.

Bear Case : WFC

The primary concerns for WFC are Altman Z-Score, Debt/Equity. Debt-to-equity of 2.53 is elevated, increasing financial risk.

Key Dynamics to Monitor

RIOT profiles as a turnaround stock while WFC is a mature play — different risk/reward profiles.

RIOT carries more volatility with a beta of 3.82 — expect wider price swings.

WFC is growing revenue faster at 5.7% — sustainability is the question.

WFC generates stronger free cash flow (9.1B), providing more financial flexibility.

Bottom Line

WFC scores higher overall (74/100 vs 34/100), backed by strong 26.7% margins. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Riot Platforms, Inc.

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Riot Blockchain, Inc., focuses on the cryptocurrency mining operation in North America. The company is headquartered in Castle Rock, Colorado.

Wells Fargo & Company

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco, California, operational headquarters in Manhattan, and managerial offices throughout the United States and overseas.

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