Rocket Companies Inc (RKT)vsUWM Holdings Corp (UWMC)
RKT
Rocket Companies Inc
$14.29
+0.85%
FINANCIAL SERVICES · Cap: $39.96B
UWMC
UWM Holdings Corp
$3.53
-2.22%
FINANCIAL SERVICES · Cap: $5.79B
Smart Verdict
WallStSmart Research — data-driven comparison
Rocket Companies Inc generates 104% more annual revenue ($7.07B vs $3.46B). UWMC leads profitability with a 0.8% profit margin vs -1.0%. UWMC earns a higher WallStSmart Score of 62/100 (C+).
RKT
Buy55
out of 100
Grade: C
UWMC
Buy62
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for RKT.
Margin of Safety
+16.9%
Fair Value
$5.62
Current Price
$3.53
$2.09 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Revenue surging 52.6% year-over-year
Reasonable price relative to book value
Strong operational efficiency at 31.0%
Areas to Watch
Weak financial health signals
ROE of -1.5% — below average capital efficiency
Earnings declined 89.5%
Negative free cash flow — burning cash
Premium valuation, high expectations priced in
3.0% revenue growth
2.8% earnings growth
0.8% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : RKT
The strongest argument for RKT centers on PEG Ratio, Revenue Growth, Price/Book. Revenue growth of 52.6% demonstrates continued momentum. PEG of 0.45 suggests the stock is reasonably priced for its growth.
Bull Case : UWMC
The strongest argument for UWMC centers on Operating Margin.
Bear Case : RKT
The primary concerns for RKT are Piotroski F-Score, Return on Equity, EPS Growth. Debt-to-equity of 2.51 is elevated, increasing financial risk.
Bear Case : UWMC
The primary concerns for UWMC are P/E Ratio, Revenue Growth, EPS Growth. Thin 0.8% margins leave little buffer for downturns.
Key Dynamics to Monitor
RKT profiles as a hypergrowth stock while UWMC is a value play — different risk/reward profiles.
RKT carries more volatility with a beta of 2.31 — expect wider price swings.
RKT is growing revenue faster at 52.6% — sustainability is the question.
UWMC generates stronger free cash flow (82M), providing more financial flexibility.
Bottom Line
UWMC scores higher overall (62/100 vs 55/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Rocket Companies Inc
FINANCIAL SERVICES · MORTGAGE FINANCE · USA
Rocket Companies, Inc. is engaged in the technology-driven real estate, mortgage and e-commerce businesses in the United States and Canada. The company is headquartered in Detroit, Michigan.
Visit Website →UWM Holdings Corp
FINANCIAL SERVICES · MORTGAGE FINANCE · USA
UWM Holdings Corporation is engaged in the residential mortgage loan business in the United States. The company is headquartered in Pontiac, Michigan.
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