Rocket Companies Inc (RKT)vsUWM Holdings Corp (UWMC)
RKT
Rocket Companies Inc
$13.18
-0.08%
FINANCIAL SERVICES · Cap: $39.36B
UWMC
UWM Holdings Corp
$1.35
+0.75%
FINANCIAL SERVICES · Cap: $3.98B
Smart Verdict
WallStSmart Research — data-driven comparison
Rocket Companies Inc generates 250% more annual revenue ($10.24B vs $2.93B). RKT leads profitability with a 4.6% profit margin vs -1.3%. RKT earns a higher WallStSmart Score of 61/100 (C+).
RKT
Buy61
out of 100
Grade: C+
UWMC
Hold35
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Revenue surging 91.9% year-over-year
Growing faster than its price suggests
Reasonable price relative to book value
Strong operational efficiency at 27.1%
Earnings expanding 277.8% YoY
Every $100 of equity generates 29 in profit
Areas to Watch
ROE of 2.0% — below average capital efficiency
4.6% margin — thin
Elevated debt levels
Weak financial health signals
Revenue declined 70.6%
Distress zone — elevated risk
Currently unprofitable
Operating margin of -111.0%
Comparative Analysis Report
WallStSmart ResearchBull Case : RKT
The strongest argument for RKT centers on Revenue Growth, PEG Ratio, Price/Book. Revenue growth of 91.9% demonstrates continued momentum. PEG of 0.53 suggests the stock is reasonably priced for its growth.
Bull Case : UWMC
The strongest argument for UWMC centers on EPS Growth, Return on Equity.
Bear Case : RKT
The primary concerns for RKT are Return on Equity, Profit Margin, Debt/Equity. Thin 4.6% margins leave little buffer for downturns.
Bear Case : UWMC
The primary concerns for UWMC are Revenue Growth, Altman Z-Score, Profit Margin. Debt-to-equity of 109.53 is elevated, increasing financial risk.
Key Dynamics to Monitor
RKT profiles as a hypergrowth stock while UWMC is a turnaround play — different risk/reward profiles.
RKT carries more volatility with a beta of 2.21 — expect wider price swings.
RKT is growing revenue faster at 91.9% — sustainability is the question.
UWMC generates stronger free cash flow (335M), providing more financial flexibility.
Bottom Line
RKT scores higher overall (61/100 vs 35/100) and 91.9% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Rocket Companies Inc
FINANCIAL SERVICES · MORTGAGE FINANCE · USA
Rocket Companies, Inc. is engaged in the technology-driven real estate, mortgage and e-commerce businesses in the United States and Canada. The company is headquartered in Detroit, Michigan.
Visit Website →UWM Holdings Corp
FINANCIAL SERVICES · MORTGAGE FINANCE · USA
UWM Holdings Corporation is engaged in the residential mortgage loan business in the United States. The company is headquartered in Pontiac, Michigan.
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