WallStSmart

Riskified Ltd (RSKD)vsShopify Inc (SHOP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Shopify Inc generates 3428% more annual revenue ($12.37B vs $350.52M). SHOP leads profitability with a 10.8% profit margin vs -5.2%. SHOP earns a higher WallStSmart Score of 50/100 (C-).

RSKD

Avoid

31

out of 100

Grade: F

Growth: 5.3Profit: 2.0Value: 6.7Quality: 7.5
Piotroski: 4/9Altman Z: 1.41

SHOP

Buy

50

out of 100

Grade: C-

Growth: 7.3Profit: 7.5Value: 4.0Quality: 8.5
Piotroski: 3/9Altman Z: 6.61
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

RSKDUndervalued (+53.5%)

Margin of Safety

+53.5%

Fair Value

$9.46

Current Price

$6.45

$3.01 discount

UndervaluedFair: $9.46Overvalued
SHOPUndervalued (+17.5%)

Margin of Safety

+17.5%

Fair Value

$141.73

Current Price

$158.53

$16.80 discount

UndervaluedFair: $141.73Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

RSKD1 strengths · Avg: 10.0/10
Debt/EquityHealth
0.0910/10

Conservative balance sheet, low leverage

SHOP4 strengths · Avg: 9.8/10
Revenue GrowthGrowth
34.3%10/10

Revenue surging 34.3% year-over-year

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
6.6110/10

Safe zone — low bankruptcy risk

Market CapQuality
$158.83B9/10

Large-cap with strong market position

Areas to Watch

RSKD4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$705.15M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-6.7%2/10

ROE of -6.7% — below average capital efficiency

Altman Z-ScoreHealth
1.412/10

Distress zone — elevated risk

SHOP4 concerns · Avg: 2.8/10
Price/BookValuation
16.5x4/10

Trading at 16.5x book value

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
2.572/10

Expensive relative to growth rate

P/E RatioValuation
120.0x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : RSKD

The strongest argument for RSKD centers on Debt/Equity.

Bull Case : SHOP

The strongest argument for SHOP centers on Revenue Growth, Debt/Equity, Altman Z-Score. Revenue growth of 34.3% demonstrates continued momentum.

Bear Case : RSKD

The primary concerns for RSKD are EPS Growth, Market Cap, Return on Equity.

Bear Case : SHOP

The primary concerns for SHOP are Price/Book, Piotroski F-Score, PEG Ratio. A P/E of 120.0x leaves little room for execution misses.

Key Dynamics to Monitor

RSKD profiles as a turnaround stock while SHOP is a growth play — different risk/reward profiles.

SHOP carries more volatility with a beta of 2.58 — expect wider price swings.

SHOP is growing revenue faster at 34.3% — sustainability is the question.

SHOP generates stronger free cash flow (654M), providing more financial flexibility.

Bottom Line

SHOP scores higher overall (50/100 vs 31/100) and 34.3% revenue growth. RSKD offers better value entry with a 53.5% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Riskified Ltd

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Riskified Ltd. is a leading player in the fraud prevention industry, specializing in advanced machine learning and data analytics solutions designed for eCommerce merchants. By improving transaction approval rates and reducing fraud-related losses, the company helps safeguard merchant revenues while enhancing customer experiences. With a strong foothold in the rapidly evolving digital payments sector, Riskified is well-positioned for sustained growth and innovation, continually leveraging its technological expertise to strengthen its competitive advantage in the dynamic eCommerce landscape.

Visit Website →

Shopify Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Shopify Inc., a commerce company, offers a commerce and service platform in Canada, the United States, the United Kingdom, Australia, Latin America, and internationally. The company is headquartered in Ottawa, Canada.

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