Royal Bank of Canada (RY)vsStock Yards Bancorp Inc (SYBT)
RY
Royal Bank of Canada
$205.90
-0.04%
FINANCIAL SERVICES · Cap: $291.55B
SYBT
Stock Yards Bancorp Inc
$79.74
+1.00%
FINANCIAL SERVICES · Cap: $2.45B
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 15956% more annual revenue ($67.15B vs $418.23M). SYBT leads profitability with a 35.7% profit margin vs 33.9%. SYBT appears more attractively valued with a PEG of 1.33. SYBT earns a higher WallStSmart Score of 71/100 (B).
RY
Buy63
out of 100
Grade: C+
SYBT
Strong Buy71
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 46.4%
Reasonable price relative to book value
Keeps 36 of every $100 in revenue as profit
Strong operational efficiency at 48.6%
Attractively priced relative to earnings
Reasonable price relative to book value
19.8% revenue growth
Areas to Watch
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 46.4%.
Bull Case : SYBT
The strongest argument for SYBT centers on Profit Margin, Operating Margin, P/E Ratio. Profitability is solid with margins at 35.7% and operating margin at 48.6%. Revenue growth of 19.8% demonstrates continued momentum.
Bear Case : RY
The primary concerns for RY are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.88 is elevated, increasing financial risk.
Bear Case : SYBT
The primary concerns for SYBT are Altman Z-Score.
Key Dynamics to Monitor
RY profiles as a mature stock while SYBT is a growth play — different risk/reward profiles.
RY carries more volatility with a beta of 0.92 — expect wider price swings.
SYBT is growing revenue faster at 19.8% — sustainability is the question.
SYBT generates stronger free cash flow (55M), providing more financial flexibility.
Bottom Line
SYBT scores higher overall (71/100 vs 63/100), backed by strong 35.7% margins and 19.8% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
Stock Yards Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Stock Yards Bancorp, Inc. is SYB's holding company offering various banking products and services in Louisville, Indianapolis and Cincinnati. The company is headquartered in Louisville, Kentucky.
Visit Website →Compare with Other BANKS - DIVERSIFIED Stocks
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