Royal Bank of Canada (RY)vsThe Bancorp Inc (TBBK)
RY
Royal Bank of Canada
$194.04
-0.48%
FINANCIAL SERVICES · Cap: $282.00B
TBBK
The Bancorp Inc
$54.11
+1.06%
FINANCIAL SERVICES · Cap: $2.39B
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 12268% more annual revenue ($65.72B vs $531.36M). TBBK leads profitability with a 43.5% profit margin vs 33.7%. TBBK appears more attractively valued with a PEG of 1.07. TBBK earns a higher WallStSmart Score of 69/100 (B-).
RY
Strong Buy67
out of 100
Grade: B-
TBBK
Strong Buy69
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 45.3%
Generating 20.8B in free cash flow
Reasonable price relative to book value
16.1% revenue growth
Attractively priced relative to earnings
Every $100 of equity generates 33 in profit
Keeps 44 of every $100 in revenue as profit
Strong operational efficiency at 58.3%
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
4.1% revenue growth
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.7% and operating margin at 45.3%. Revenue growth of 16.1% demonstrates continued momentum.
Bull Case : TBBK
The strongest argument for TBBK centers on P/E Ratio, Return on Equity, Profit Margin. Profitability is solid with margins at 43.5% and operating margin at 58.3%. PEG of 1.07 suggests the stock is reasonably priced for its growth.
Bear Case : RY
The primary concerns for RY are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 2.77 is elevated, increasing financial risk.
Bear Case : TBBK
The primary concerns for TBBK are Revenue Growth, Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
RY profiles as a growth stock while TBBK is a value play — different risk/reward profiles.
TBBK carries more volatility with a beta of 1.22 — expect wider price swings.
RY is growing revenue faster at 16.1% — sustainability is the question.
RY generates stronger free cash flow (20.8B), providing more financial flexibility.
Bottom Line
TBBK scores higher overall (69/100 vs 67/100), backed by strong 43.5% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
The Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
The Bancorp, Inc. is the financial holding company of The Bancorp Bank offering banking products and services in the United States. The company is headquartered in Wilmington, Delaware.
Visit Website →Compare with Other BANKS - DIVERSIFIED Stocks
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