JPMorgan Chase & Co (JPM)vsThe Bancorp Inc (TBBK)
JPM
JPMorgan Chase & Co
$334.51
-0.84%
FINANCIAL SERVICES · Cap: $895.04B
TBBK
The Bancorp Inc
$48.25
+1.07%
FINANCIAL SERVICES · Cap: $2.06B
Smart Verdict
WallStSmart Research — data-driven comparison
JPMorgan Chase & Co generates 35759% more annual revenue ($190.73B vs $531.90M). TBBK leads profitability with a 43.6% profit margin vs 34.6%. TBBK appears more attractively valued with a PEG of 1.07. TBBK earns a higher WallStSmart Score of 74/100 (B).
JPM
Strong Buy73
out of 100
Grade: B
TBBK
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 42.6%
Generating 33.2B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Attractively priced relative to earnings
Every $100 of equity generates 33 in profit
Keeps 44 of every $100 in revenue as profit
Strong operational efficiency at 59.7%
Reasonable price relative to book value
Areas to Watch
Distress zone — elevated risk
Elevated debt levels
0.4% revenue growth
Elevated debt levels
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : JPM
The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 34.6% and operating margin at 42.6%. Revenue growth of 10.2% demonstrates continued momentum.
Bull Case : TBBK
The strongest argument for TBBK centers on P/E Ratio, Return on Equity, Profit Margin. Profitability is solid with margins at 43.6% and operating margin at 59.7%. PEG of 1.07 suggests the stock is reasonably priced for its growth.
Bear Case : JPM
The primary concerns for JPM are Altman Z-Score, Debt/Equity. Debt-to-equity of 3.32 is elevated, increasing financial risk.
Bear Case : TBBK
The primary concerns for TBBK are Revenue Growth, Debt/Equity, Piotroski F-Score.
Key Dynamics to Monitor
JPM profiles as a mature stock while TBBK is a value play — different risk/reward profiles.
TBBK carries more volatility with a beta of 1.25 — expect wider price swings.
JPM is growing revenue faster at 10.2% — sustainability is the question.
JPM generates stronger free cash flow (33.2B), providing more financial flexibility.
Bottom Line
TBBK scores higher overall (74/100 vs 73/100), backed by strong 43.6% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
JPMorgan Chase & Co
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.
Visit Website →The Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
The Bancorp, Inc. is the financial holding company of The Bancorp Bank offering banking products and services in the United States. The company is headquartered in Wilmington, Delaware.
Visit Website →Compare with Other BANKS - DIVERSIFIED Stocks
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