Royal Bank of Canada (RY)vsLendingtree Inc (TREE)
RY
Royal Bank of Canada
$205.90
-0.04%
FINANCIAL SERVICES · Cap: $291.55B
TREE
Lendingtree Inc
$26.82
-0.26%
FINANCIAL SERVICES · Cap: $393.25M
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 5195% more annual revenue ($67.15B vs $1.27B). RY leads profitability with a 33.9% profit margin vs 14.3%. RY appears more attractively valued with a PEG of 2.35. TREE earns a higher WallStSmart Score of 64/100 (C+).
RY
Buy63
out of 100
Grade: C+
TREE
Buy64
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 46.4%
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 57 in profit
Revenue surging 25.3% year-over-year
Areas to Watch
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
4.6% earnings growth
Smaller company, higher risk/reward
Elevated debt levels
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 46.4%.
Bull Case : TREE
The strongest argument for TREE centers on P/E Ratio, Price/Book, Return on Equity. Revenue growth of 25.3% demonstrates continued momentum.
Bear Case : RY
The primary concerns for RY are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.88 is elevated, increasing financial risk.
Bear Case : TREE
The primary concerns for TREE are EPS Growth, Market Cap, Debt/Equity.
Key Dynamics to Monitor
RY profiles as a mature stock while TREE is a growth play — different risk/reward profiles.
TREE carries more volatility with a beta of 2.08 — expect wider price swings.
TREE is growing revenue faster at 25.3% — sustainability is the question.
TREE generates stronger free cash flow (26M), providing more financial flexibility.
Bottom Line
TREE scores higher overall (64/100 vs 63/100) and 25.3% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
Lendingtree Inc
FINANCIAL SERVICES · INSURANCE BROKERS · USA
LendingTree, Inc., through its subsidiary, LT Intermediate Company, LLC, operates an online consumer platform in the United States. The company is headquartered in Charlotte, North Carolina.
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