Lendingtree Inc (TREE) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Lendingtree Inc stock (TREE) is currently trading at $42.49. Lendingtree Inc PE ratio is 3.96. Lendingtree Inc PS ratio (Price-to-Sales) is 0.53. Analyst consensus price target for TREE is $70.67. WallStSmart rates TREE as Moderate Buy.
- TREE PE ratio analysis and historical PE chart
- TREE PS ratio (Price-to-Sales) history and trend
- TREE intrinsic value — DCF, Graham Number, EPV models
- TREE stock price prediction 2025 2026 2027 2028 2029 2030
- TREE fair value vs current price
- TREE insider transactions and insider buying
- Is TREE undervalued or overvalued?
- Lendingtree Inc financial analysis — revenue, earnings, cash flow
- TREE Piotroski F-Score and Altman Z-Score
- TREE analyst price target and Smart Rating
Lendingtree Inc
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TREE Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Lendingtree Inc (TREE)
TREE trades at a significant discount to its Graham intrinsic value of $504.50, offering a 92% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Lendingtree Inc (TREE) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in return on equity, price/sales, price/book. Concerns around peg ratio and operating margin. Overall metrics suggest strong investment potential with favorable risk/reward.
Lendingtree Inc (TREE) Key Strengths (6)
Every $100 of shareholder equity generates $77 in profit
Paying less than $1 for every $1 of annual revenue
Earnings per share surging 1747.00% year-over-year
86.63% of shares held by major funds and institutions
Trading at 1.96x book value, attractively priced
Strong revenue growth at 22.20% annually
Supporting Valuation Data
Lendingtree Inc (TREE) Areas to Watch (4)
Very expensive relative to growth, significant premium
Very thin margins with limited operational efficiency
Small-cap company with higher risk but more growth potential
Decent profitability, keeps $14 per $100 revenue
Lendingtree Inc (TREE) Detailed Analysis Report
Overall Assessment
This company scores 72/100 in our Smart Analysis, earning a B grade. Out of 10 metrics analyzed, 6 register as strengths (avg 9.3/10) while 4 fall into concern territory (avg 3.8/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Return on Equity, Price/Sales, EPS Growth. Valuation metrics including Price/Sales (0.53), Price/Book (1.96) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 76.50%. Growth metrics are encouraging with Revenue Growth at 22.20%, EPS Growth at 1747.00%.
The Bear Case
The primary concerns are PEG Ratio, Operating Margin, Market Cap. Some valuation metrics including PEG Ratio (3.55) suggest expensive pricing. Profitability pressure is visible in Operating Margin at 7.20%, Profit Margin at 13.50%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether PEG Ratio improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 76.50% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 22.20% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Return on Equity and Price/Sales makes a compelling case at current levels. The key risk is PEG Ratio, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
TREE Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
TREE's Price-to-Sales ratio of 0.53x trades at a deep discount to its historical average of 2.89x (19th percentile). The current valuation is 96% below its historical high of 12.11x set in Dec 2017, and 656% above its historical low of 0.07x in Nov 2008. Over the past 12 months, the PS ratio has compressed from ~0.8x as trailing revenue scaled faster than the stock price.
Compare TREE with Competitors
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Data-driven financial summary for Lendingtree Inc (TREE) · FINANCIAL SERVICES › FINANCIAL CONGLOMERATES
The Big Picture
Lendingtree Inc is a strong growth company balancing expansion with improving profitability. Revenue reached 1.1B with 22% growth year-over-year. Profit margins of 13.5% are healthy, with room for further expansion as the business scales.
Key Findings
ROE of 7650.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Generating 14M in free cash flow and 17M in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Margin expansion: can Lendingtree Inc push profit margins above 15% as the business scales?
Growth sustainability: can Lendingtree Inc maintain 22%+ revenue growth, or will competition slow it down?
Volatility is elevated with a beta of 2.30, so expect amplified moves relative to the broader market.
Sector dynamics: monitor FINANCIAL CONGLOMERATES industry trends, competitive moves, and regulatory changes that could impact Lendingtree Inc.
Bottom Line
Lendingtree Inc offers an attractive blend of growth (22% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Lendingtree Inc(TREE)
NASDAQ
FINANCIAL SERVICES
FINANCIAL CONGLOMERATES
USA
LendingTree, Inc., through its subsidiary, LT Intermediate Company, LLC, operates an online consumer platform in the United States. The company is headquartered in Charlotte, North Carolina.