Royal Bank of Canada (RY)vsATIF Holdings Limited (ZBAI)
RY
Royal Bank of Canada
$202.06
+0.02%
FINANCIAL SERVICES · Cap: $272.29B
ZBAI
ATIF Holdings Limited
$8.95
-3.56%
FINANCIAL SERVICES · Cap: $86.12M
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 5595817% more annual revenue ($67.15B vs $1.20M). RY leads profitability with a 33.9% profit margin vs 0.0%. RY earns a higher WallStSmart Score of 66/100 (B-).
RY
Strong Buy66
out of 100
Grade: B-
ZBAI
Avoid31
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 46.4%
Attractively priced relative to earnings
Reasonable price relative to book value
Reasonable price relative to book value
Revenue surging 177.8% year-over-year
Strong operational efficiency at 29.1%
Areas to Watch
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
0.0% earnings growth
Smaller company, higher risk/reward
0.0% margin — thin
ROE of -80.5% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 46.4%.
Bull Case : ZBAI
The strongest argument for ZBAI centers on Price/Book, Revenue Growth, Operating Margin. Revenue growth of 177.8% demonstrates continued momentum.
Bear Case : RY
The primary concerns for RY are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.88 is elevated, increasing financial risk.
Bear Case : ZBAI
The primary concerns for ZBAI are EPS Growth, Market Cap, Profit Margin.
Key Dynamics to Monitor
RY profiles as a mature stock while ZBAI is a hypergrowth play — different risk/reward profiles.
RY carries more volatility with a beta of 0.91 — expect wider price swings.
ZBAI is growing revenue faster at 177.8% — sustainability is the question.
ZBAI generates stronger free cash flow (-322,628), providing more financial flexibility.
Bottom Line
RY scores higher overall (66/100 vs 31/100), backed by strong 33.9% margins. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
ATIF Holdings Limited
FINANCIAL SERVICES · CAPITAL MARKETS · China
ATIF Holdings Limited (ZBAI) is a leading financial consulting firm specializing in strategic advisory for cross-border transactions, particularly in mergers and acquisitions within the Asia-Pacific region. The company empowers growth-oriented businesses by facilitating access to capital markets through in-depth market intelligence and expert insights. Offering a broad range of financial advisory, asset management, and investment services, ATIF is poised as a crucial partner for institutional investors looking to capitalize on emerging market opportunities. With a strong commitment to innovation and client-centric solutions, ATIF adapts to the changing needs of both public and private entities in a dynamic marketplace.
Compare with Other BANKS - DIVERSIFIED Stocks
Want to dig deeper into these stocks?