WallStSmart

SAP SE ADR (SAP)vsSmith Micro Software Inc (SMSI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 220038% more annual revenue ($37.34B vs $16.96M). SAP leads profitability with a 19.6% profit margin vs -165.3%. SMSI appears more attractively valued with a PEG of 1.25. SAP earns a higher WallStSmart Score of 59/100 (C).

SAP

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 8.5Value: 4.7Quality: 6.8
Piotroski: 6/9Altman Z: 3.11

SMSI

Avoid

32

out of 100

Grade: F

Growth: 2.0Profit: 2.0Value: 5.3Quality: 5.0
Piotroski: 3/9Altman Z: -23.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

SAPSignificantly Overvalued (-34.7%)

Margin of Safety

-34.7%

Fair Value

$145.83

Current Price

$184.77

$38.94 premium

UndervaluedFair: $145.83Overvalued

Intrinsic value data unavailable for SMSI.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SAP4 strengths · Avg: 9.3/10
Operating MarginProfitability
30.0%10/10

Strong operational efficiency at 30.0%

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Market CapQuality
$192.92B9/10

Large-cap with strong market position

Free Cash FlowQuality
$3.27B8/10

Generating 3.3B in free cash flow

SMSI2 strengths · Avg: 9.5/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.219/10

Conservative balance sheet, low leverage

Areas to Watch

SAP0 concerns · Avg: 0/10

No major concerns identified

SMSI4 concerns · Avg: 2.5/10
Market CapQuality
$23.26M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-102.2%2/10

ROE of -102.2% — below average capital efficiency

Revenue GrowthGrowth
-8.7%2/10

Revenue declined 8.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : SAP

The strongest argument for SAP centers on Operating Margin, Altman Z-Score, Market Cap. Profitability is solid with margins at 19.6% and operating margin at 30.0%. PEG of 1.44 suggests the stock is reasonably priced for its growth.

Bull Case : SMSI

The strongest argument for SMSI centers on Price/Book, Debt/Equity. PEG of 1.25 suggests the stock is reasonably priced for its growth.

Bear Case : SAP

No major red flags identified for SAP, but monitor valuation.

Bear Case : SMSI

The primary concerns for SMSI are Market Cap, Piotroski F-Score, Return on Equity.

Key Dynamics to Monitor

SAP profiles as a mature stock while SMSI is a turnaround play — different risk/reward profiles.

SAP carries more volatility with a beta of 0.73 — expect wider price swings.

SAP is growing revenue faster at 6.0% — sustainability is the question.

SAP generates stronger free cash flow (3.3B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (59/100 vs 32/100), backed by strong 19.6% margins. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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Smith Micro Software Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Smith Micro Software, Inc. develops and sells software to enhance the mobile experience to cable and wireless service providers worldwide. The company is headquartered in Pittsburgh, Pennsylvania.

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