WallStSmart

ServiceNow Inc (NOW)vsSmith Micro Software Inc (SMSI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

ServiceNow Inc generates 82197% more annual revenue ($13.96B vs $16.96M). NOW leads profitability with a 12.6% profit margin vs -165.3%. SMSI appears more attractively valued with a PEG of 1.25. NOW earns a higher WallStSmart Score of 54/100 (C-).

NOW

Buy

54

out of 100

Grade: C-

Growth: 7.3Profit: 6.0Value: 6.0Quality: 5.0
Piotroski: 1/9Altman Z: 1.65

SMSI

Avoid

32

out of 100

Grade: F

Growth: 2.0Profit: 2.0Value: 5.3Quality: 5.0
Piotroski: 3/9Altman Z: -23.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NOWUndervalued (+82.6%)

Margin of Safety

+82.6%

Fair Value

$613.35

Current Price

$112.45

$500.90 discount

UndervaluedFair: $613.35Overvalued

Intrinsic value data unavailable for SMSI.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NOW4 strengths · Avg: 8.5/10
Market CapQuality
$131.65B9/10

Large-cap with strong market position

Debt/EquityHealth
0.219/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
22.1%8/10

Revenue surging 22.1% year-over-year

Free Cash FlowQuality
$1.53B8/10

Generating 1.5B in free cash flow

SMSI2 strengths · Avg: 9.5/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.219/10

Conservative balance sheet, low leverage

Areas to Watch

NOW4 concerns · Avg: 3.8/10
Price/BookValuation
9.9x4/10

Trading at 9.9x book value

EPS GrowthGrowth
2.3%4/10

2.3% earnings growth

Altman Z-ScoreHealth
1.654/10

Distress zone — elevated risk

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

SMSI4 concerns · Avg: 2.5/10
Market CapQuality
$23.26M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-102.2%2/10

ROE of -102.2% — below average capital efficiency

Revenue GrowthGrowth
-8.7%2/10

Revenue declined 8.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : NOW

The strongest argument for NOW centers on Market Cap, Debt/Equity, Revenue Growth. Revenue growth of 22.1% demonstrates continued momentum. PEG of 1.32 suggests the stock is reasonably priced for its growth.

Bull Case : SMSI

The strongest argument for SMSI centers on Price/Book, Debt/Equity. PEG of 1.25 suggests the stock is reasonably priced for its growth.

Bear Case : NOW

The primary concerns for NOW are Price/Book, EPS Growth, Altman Z-Score. A P/E of 76.0x leaves little room for execution misses.

Bear Case : SMSI

The primary concerns for SMSI are Market Cap, Piotroski F-Score, Return on Equity.

Key Dynamics to Monitor

NOW profiles as a growth stock while SMSI is a turnaround play — different risk/reward profiles.

NOW carries more volatility with a beta of 0.82 — expect wider price swings.

NOW is growing revenue faster at 22.1% — sustainability is the question.

NOW generates stronger free cash flow (1.5B), providing more financial flexibility.

Bottom Line

NOW scores higher overall (54/100 vs 32/100) and 22.1% revenue growth. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ServiceNow Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

ServiceNow is an American software company based in Santa Clara, California that develops a cloud computing platform to help companies manage digital workflows for enterprise operations.

Smith Micro Software Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Smith Micro Software, Inc. develops and sells software to enhance the mobile experience to cable and wireless service providers worldwide. The company is headquartered in Pittsburgh, Pennsylvania.

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