WallStSmart

SAP SE ADR (SAP)vsVertex (VERX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 4873% more annual revenue ($38.19B vs $768.03M). SAP leads profitability with a 20.4% profit margin vs -0.8%. SAP earns a higher WallStSmart Score of 64/100 (C+).

SAP

Buy

64

out of 100

Grade: C+

Growth: 7.3Profit: 8.5Value: 4.0Quality: 6.8
Piotroski: 6/9Altman Z: 3.11

VERX

Avoid

29

out of 100

Grade: F

Growth: 5.3Profit: 2.5Value: 6.7Quality: 3.0
Piotroski: 3/9Altman Z: 0.70
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

SAPSignificantly Overvalued (-30.4%)

Margin of Safety

-30.4%

Fair Value

$150.69

Current Price

$204.15

$53.46 premium

UndervaluedFair: $150.69Overvalued
VERXUndervalued (+54.8%)

Margin of Safety

+54.8%

Fair Value

$28.40

Current Price

$12.30

$16.10 discount

UndervaluedFair: $28.40Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SAP6 strengths · Avg: 8.8/10
Market CapQuality
$208.77B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
20.4%9/10

Keeps 20 of every $100 in revenue as profit

Operating MarginProfitability
27.6%8/10

Strong operational efficiency at 27.6%

EPS GrowthGrowth
30.6%8/10

Earnings expanding 30.6% YoY

Free Cash FlowQuality
$3.04B8/10

Generating 3.0B in free cash flow

VERX0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

SAP2 concerns · Avg: 3.0/10
PEG RatioValuation
1.634/10

Expensive relative to growth rate

Price/BookValuation
65.2x2/10

Trading at 65.2x book value

VERX4 concerns · Avg: 2.5/10
Debt/EquityHealth
1.453/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-2.6%2/10

ROE of -2.6% — below average capital efficiency

EPS GrowthGrowth
-44.0%2/10

Earnings declined 44.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : SAP

The strongest argument for SAP centers on Market Cap, Altman Z-Score, Profit Margin. Profitability is solid with margins at 20.4% and operating margin at 27.6%.

Bull Case : VERX

Revenue growth of 11.1% demonstrates continued momentum.

Bear Case : SAP

The primary concerns for SAP are PEG Ratio, Price/Book.

Bear Case : VERX

The primary concerns for VERX are Debt/Equity, Piotroski F-Score, Return on Equity.

Key Dynamics to Monitor

SAP profiles as a mature stock while VERX is a turnaround play — different risk/reward profiles.

VERX carries more volatility with a beta of 0.82 — expect wider price swings.

VERX is growing revenue faster at 11.1% — sustainability is the question.

SAP generates stronger free cash flow (3.0B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (64/100 vs 29/100), backed by strong 20.4% margins. VERX offers better value entry with a 54.8% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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Vertex

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Vertex, Inc. provides tax technology solutions for corporations in the retail, communications, leasing, and manufacturing industries in the United States and internationally. The company is headquartered in King of Prussia, Pennsylvania.

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