WallStSmart

Uber Technologies Inc (UBER)vsVertex (VERX)

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Smart Verdict

WallStSmart Research — data-driven comparison

Uber Technologies Inc generates 6913% more annual revenue ($55.23B vs $787.44M). UBER leads profitability with a 17.3% profit margin vs 0.5%. UBER trades at a lower P/E of 15.2x. UBER earns a higher WallStSmart Score of 64/100 (C+).

UBER

Buy

64

out of 100

Grade: C+

Growth: 8.0Profit: 7.5Value: 5.3Quality: 4.5
Piotroski: 4/9Altman Z: 1.47

VERX

Avoid

31

out of 100

Grade: F

Growth: 5.3Profit: 3.5Value: 5.7Quality: 3.0
Piotroski: 3/9Altman Z: 0.70
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

UBERUndervalued (+3.5%)

Margin of Safety

+3.5%

Fair Value

$71.76

Current Price

$69.62

$2.14 discount

UndervaluedFair: $71.76Overvalued
VERXUndervalued (+55.3%)

Margin of Safety

+55.3%

Fair Value

$28.69

Current Price

$11.37

$17.32 discount

UndervaluedFair: $28.69Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

UBER5 strengths · Avg: 9.0/10
Return on EquityProfitability
35.1%10/10

Every $100 of equity generates 35 in profit

EPS GrowthGrowth
85.5%10/10

Earnings expanding 85.5% YoY

Market CapQuality
$141.79B9/10

Large-cap with strong market position

P/E RatioValuation
15.2x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$2.79B8/10

Generating 2.8B in free cash flow

VERX0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

UBER2 concerns · Avg: 2.0/10
PEG RatioValuation
5.962/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.472/10

Distress zone — elevated risk

VERX4 concerns · Avg: 3.0/10
Market CapQuality
$1.96B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.5%3/10

0.5% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

Debt/EquityHealth
1.453/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : UBER

The strongest argument for UBER centers on Return on Equity, EPS Growth, Market Cap. Profitability is solid with margins at 17.3% and operating margin at 13.3%. Revenue growth of 12.2% demonstrates continued momentum.

Bull Case : VERX

Revenue growth of 10.5% demonstrates continued momentum.

Bear Case : UBER

The primary concerns for UBER are PEG Ratio, Altman Z-Score.

Bear Case : VERX

The primary concerns for VERX are Market Cap, Profit Margin, Operating Margin. A P/E of 604.0x leaves little room for execution misses. Thin 0.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

UBER profiles as a mature stock while VERX is a value play — different risk/reward profiles.

UBER carries more volatility with a beta of 1.16 — expect wider price swings.

UBER is growing revenue faster at 12.2% — sustainability is the question.

UBER generates stronger free cash flow (2.8B), providing more financial flexibility.

Bottom Line

UBER scores higher overall (64/100 vs 31/100), backed by strong 17.3% margins and 12.2% revenue growth. VERX offers better value entry with a 55.3% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Uber Technologies Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Uber Technologies, Inc., commonly known as Uber, is an American technology company. Its services include ride-hailing, food delivery (Uber Eats), package delivery, couriers, freight transportation, and, through a partnership with Lime, electric bicycle and motorized scooter rental. The company is based in San Francisco, California.

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Vertex

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Vertex, Inc. provides tax technology solutions for corporations in the retail, communications, leasing, and manufacturing industries in the United States and internationally. The company is headquartered in King of Prussia, Pennsylvania.

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