Shopify Inc (SHOP)vsUpbound Group Inc. (UPBD)
SHOP
Shopify Inc
$118.42
+1.95%
TECHNOLOGY · Cap: $151.59B
UPBD
Upbound Group Inc.
$18.33
-0.70%
TECHNOLOGY · Cap: $1.00B
Smart Verdict
WallStSmart Research — data-driven comparison
Shopify Inc generates 146% more annual revenue ($11.56B vs $4.70B). SHOP leads profitability with a 10.6% profit margin vs 1.6%. UPBD appears more attractively valued with a PEG of 1.39. UPBD earns a higher WallStSmart Score of 57/100 (C).
SHOP
Hold48
out of 100
Grade: D+
UPBD
Buy57
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-1729.9%
Fair Value
$6.39
Current Price
$118.42
$112.03 premium
Margin of Safety
-133.1%
Fair Value
$8.50
Current Price
$18.33
$9.83 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Revenue surging 30.6% year-over-year
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Large-cap with strong market position
Strong operational efficiency at 20.3%
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Trading at 11.5x book value
Weak financial health signals
Expensive relative to growth rate
Premium valuation, high expectations priced in
Smaller company, higher risk/reward
1.6% margin — thin
Earnings declined 38.2%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : SHOP
The strongest argument for SHOP centers on Revenue Growth, Debt/Equity, Altman Z-Score. Revenue growth of 30.6% demonstrates continued momentum.
Bull Case : UPBD
The strongest argument for UPBD centers on P/E Ratio, Price/Book. Revenue growth of 10.9% demonstrates continued momentum. PEG of 1.39 suggests the stock is reasonably priced for its growth.
Bear Case : SHOP
The primary concerns for SHOP are Price/Book, Piotroski F-Score, PEG Ratio. A P/E of 123.6x leaves little room for execution misses.
Bear Case : UPBD
The primary concerns for UPBD are Market Cap, Profit Margin, EPS Growth. Thin 1.6% margins leave little buffer for downturns.
Key Dynamics to Monitor
SHOP profiles as a growth stock while UPBD is a value play — different risk/reward profiles.
SHOP carries more volatility with a beta of 2.90 — expect wider price swings.
SHOP is growing revenue faster at 30.6% — sustainability is the question.
SHOP generates stronger free cash flow (715M), providing more financial flexibility.
Bottom Line
UPBD scores higher overall (57/100 vs 48/100) and 10.9% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Shopify Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Shopify Inc., a commerce company, offers a commerce and service platform in Canada, the United States, the United Kingdom, Australia, Latin America, and internationally. The company is headquartered in Ottawa, Canada.
Upbound Group Inc.
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Upbound Group, Inc., an omni-channel platform company, leases household durable goods to customers on a lease-to-own basis in the United States, Puerto Rico, and Mexico. The company is headquartered in Plano, Texas.
Compare with Other SOFTWARE - APPLICATION Stocks
Want to dig deeper into these stocks?