Snowflake Inc. (SNOW)vsUpbound Group Inc. (UPBD)
SNOW
Snowflake Inc.
$332.26
-0.56%
TECHNOLOGY · Cap: $109.79B
UPBD
Upbound Group Inc.
$19.04
-0.31%
TECHNOLOGY · Cap: $1.18B
Smart Verdict
WallStSmart Research — data-driven comparison
Snowflake Inc. generates 6% more annual revenue ($5.03B vs $4.74B). UPBD leads profitability with a 1.9% profit margin vs -23.8%. UPBD appears more attractively valued with a PEG of 1.39. UPBD earns a higher WallStSmart Score of 63/100 (C+).
SNOW
Avoid33
out of 100
Grade: F
UPBD
Buy63
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+53.9%
Fair Value
$387.61
Current Price
$332.26
$55.35 discount
Margin of Safety
+35.2%
Fair Value
$30.55
Current Price
$19.04
$11.51 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Revenue surging 33.5% year-over-year
Large-cap with strong market position
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 42.3% YoY
Areas to Watch
0.0% earnings growth
Elevated debt levels
Weak financial health signals
Expensive relative to growth rate
0.5% revenue growth
Smaller company, higher risk/reward
1.9% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : SNOW
The strongest argument for SNOW centers on Revenue Growth, Market Cap. Revenue growth of 33.5% demonstrates continued momentum.
Bull Case : UPBD
The strongest argument for UPBD centers on P/E Ratio, Price/Book, EPS Growth. PEG of 1.39 suggests the stock is reasonably priced for its growth.
Bear Case : SNOW
The primary concerns for SNOW are EPS Growth, Debt/Equity, Piotroski F-Score.
Bear Case : UPBD
The primary concerns for UPBD are Revenue Growth, Market Cap, Profit Margin. Debt-to-equity of 2.41 is elevated, increasing financial risk. Thin 1.9% margins leave little buffer for downturns.
Key Dynamics to Monitor
SNOW profiles as a hypergrowth stock while UPBD is a value play — different risk/reward profiles.
UPBD carries more volatility with a beta of 1.78 — expect wider price swings.
SNOW is growing revenue faster at 33.5% — sustainability is the question.
SNOW generates stronger free cash flow (233M), providing more financial flexibility.
Bottom Line
UPBD scores higher overall (63/100 vs 33/100). SNOW offers better value entry with a 53.9% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Snowflake Inc.
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Snowflake Inc. provides a cloud-based data platform in the United States and internationally. The company is headquartered in San Mateo, California.
Visit Website →Upbound Group Inc.
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Upbound Group, Inc., an omni-channel platform company, leases household durable goods to customers on a lease-to-own basis in the United States, Puerto Rico, and Mexico. The company is headquartered in Plano, Texas.
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