WallStSmart

Sun Life Financial Inc. (SLF)vsWebster Financial Corporation (WBS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sun Life Financial Inc. generates 1204% more annual revenue ($34.88B vs $2.68B). WBS leads profitability with a 37.5% profit margin vs 10.2%. SLF appears more attractively valued with a PEG of 1.18. WBS earns a higher WallStSmart Score of 76/100 (B+).

SLF

Strong Buy

67

out of 100

Grade: B-

Growth: 8.0Profit: 6.0Value: 6.3Quality: 5.3
Piotroski: 5/9

WBS

Strong Buy

76

out of 100

Grade: B+

Growth: 8.7Profit: 7.5Value: 6.3Quality: 5.8
Piotroski: 6/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SLF4 strengths · Avg: 8.5/10
EPS GrowthGrowth
240.9%10/10

Earnings expanding 240.9% YoY

P/E RatioValuation
15.7x8/10

Attractively priced relative to earnings

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$5.28B8/10

Generating 5.3B in free cash flow

WBS6 strengths · Avg: 9.7/10
P/E RatioValuation
11.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Profit MarginProfitability
37.5%10/10

Keeps 38 of every $100 in revenue as profit

Operating MarginProfitability
46.4%10/10

Strong operational efficiency at 46.4%

EPS GrowthGrowth
52.7%10/10

Earnings expanding 52.7% YoY

Revenue GrowthGrowth
15.9%8/10

15.9% revenue growth

Areas to Watch

SLF1 concerns · Avg: 4.0/10
Revenue GrowthGrowth
4.7%4/10

4.7% revenue growth

WBS1 concerns · Avg: 4.0/10
PEG RatioValuation
1.734/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : SLF

The strongest argument for SLF centers on EPS Growth, P/E Ratio, Price/Book. PEG of 1.18 suggests the stock is reasonably priced for its growth.

Bull Case : WBS

The strongest argument for WBS centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 37.5% and operating margin at 46.4%. Revenue growth of 15.9% demonstrates continued momentum.

Bear Case : SLF

The primary concerns for SLF are Revenue Growth.

Bear Case : WBS

The primary concerns for WBS are PEG Ratio.

Key Dynamics to Monitor

SLF profiles as a value stock while WBS is a growth play — different risk/reward profiles.

WBS carries more volatility with a beta of 1.03 — expect wider price swings.

WBS is growing revenue faster at 15.9% — sustainability is the question.

SLF generates stronger free cash flow (5.3B), providing more financial flexibility.

Bottom Line

WBS scores higher overall (76/100 vs 67/100), backed by strong 37.5% margins and 15.9% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Sun Life Financial Inc.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.

Webster Financial Corporation

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Webster Financial Corporation is the banking holding company for Webster Bank, a National Association that provides a variety of banking, investment, and financial services to individuals, families, and businesses in the United States. The company is headquartered in Waterbury, Connecticut.

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