WallStSmart

Schneider National Inc (SNDR)vsUniversal Logistics Holdings Inc (ULH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Schneider National Inc generates 264% more annual revenue ($5.67B vs $1.56B). SNDR leads profitability with a 1.8% profit margin vs -6.4%. ULH appears more attractively valued with a PEG of 3.73. SNDR earns a higher WallStSmart Score of 43/100 (D).

SNDR

Hold

43

out of 100

Grade: D

Growth: 2.7Profit: 4.0Value: 4.7Quality: 6.3
Piotroski: 4/9

ULH

Avoid

35

out of 100

Grade: F

Growth: 2.0Profit: 3.0Value: 4.0Quality: 5.5
Piotroski: 1/9Altman Z: 1.88
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

SNDRSignificantly Overvalued (-641.1%)

Margin of Safety

-641.1%

Fair Value

$4.01

Current Price

$25.85

$21.84 premium

UndervaluedFair: $4.01Overvalued

Intrinsic value data unavailable for ULH.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SNDR2 strengths · Avg: 9.5/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

ULH1 strengths · Avg: 10.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Areas to Watch

SNDR4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.5%4/10

4.5% revenue growth

Return on EquityProfitability
3.5%3/10

ROE of 3.5% — below average capital efficiency

Profit MarginProfitability
1.8%3/10

1.8% margin — thin

Operating MarginProfitability
2.6%3/10

Operating margin of 2.6%

ULH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.884/10

Grey zone — moderate risk

Market CapQuality
$516.20M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

Debt/EquityHealth
1.623/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : SNDR

The strongest argument for SNDR centers on Price/Book, Debt/Equity.

Bull Case : ULH

The strongest argument for ULH centers on Price/Book.

Bear Case : SNDR

The primary concerns for SNDR are Revenue Growth, Return on Equity, Profit Margin. A P/E of 42.8x leaves little room for execution misses. Thin 1.8% margins leave little buffer for downturns.

Bear Case : ULH

The primary concerns for ULH are Altman Z-Score, Market Cap, Operating Margin. Debt-to-equity of 1.62 is elevated, increasing financial risk.

Key Dynamics to Monitor

SNDR profiles as a value stock while ULH is a turnaround play — different risk/reward profiles.

SNDR carries more volatility with a beta of 1.06 — expect wider price swings.

SNDR is growing revenue faster at 4.5% — sustainability is the question.

SNDR generates stronger free cash flow (76M), providing more financial flexibility.

Bottom Line

SNDR scores higher overall (43/100 vs 35/100). Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Schneider National Inc

INDUSTRIALS · TRUCKING · USA

Schneider National, Inc., a surface transportation and logistics solutions company, provides trucking, intermodal and logistics services in North America. The company is headquartered in Green Bay, Wisconsin.

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Universal Logistics Holdings Inc

INDUSTRIALS · TRUCKING · USA

Universal Logistics Holdings, Inc. offers transportation and logistics solutions in the United States, Mexico, Canada and Colombia. The company is headquartered in Warren, Michigan.

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