WallStSmart

S&P Global Inc (SPGI)vsTransUnion (TRU)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

S&P Global Inc generates 235% more annual revenue ($15.34B vs $4.58B). SPGI leads profitability with a 29.1% profit margin vs 10.0%. TRU appears more attractively valued with a PEG of 1.14. SPGI earns a higher WallStSmart Score of 67/100 (B-).

SPGI

Strong Buy

67

out of 100

Grade: B-

Growth: 8.0Profit: 8.0Value: 10.0Quality: 6.0
Piotroski: 5/9Altman Z: 1.97

TRU

Strong Buy

66

out of 100

Grade: B-

Growth: 7.3Profit: 6.5Value: 10.0Quality: 7.5
Piotroski: 6/9Altman Z: 1.52
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

SPGIUndervalued (+40.5%)

Margin of Safety

+40.5%

Fair Value

$687.02

Current Price

$408.48

$278.54 discount

UndervaluedFair: $687.02Overvalued
TRUUndervalued (+33.9%)

Margin of Safety

+33.9%

Fair Value

$108.58

Current Price

$67.72

$40.86 discount

UndervaluedFair: $108.58Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SPGI5 strengths · Avg: 8.8/10
Operating MarginProfitability
38.3%10/10

Strong operational efficiency at 38.3%

Market CapQuality
$124.51B9/10

Large-cap with strong market position

Profit MarginProfitability
29.1%9/10

Keeps 29 of every $100 in revenue as profit

EPS GrowthGrowth
32.0%8/10

Earnings expanding 32.0% YoY

Free Cash FlowQuality
$1.70B8/10

Generating 1.7B in free cash flow

TRU2 strengths · Avg: 9.0/10
EPS GrowthGrowth
52.8%10/10

Earnings expanding 52.8% YoY

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Areas to Watch

SPGI2 concerns · Avg: 4.0/10
P/E RatioValuation
28.0x4/10

Moderate valuation

Altman Z-ScoreHealth
1.974/10

Grey zone — moderate risk

TRU3 concerns · Avg: 3.7/10
P/E RatioValuation
29.6x4/10

Moderate valuation

Altman Z-ScoreHealth
1.524/10

Distress zone — elevated risk

Debt/EquityHealth
1.153/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : SPGI

The strongest argument for SPGI centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 29.1% and operating margin at 38.3%.

Bull Case : TRU

The strongest argument for TRU centers on EPS Growth, Price/Book. Revenue growth of 13.0% demonstrates continued momentum. PEG of 1.14 suggests the stock is reasonably priced for its growth.

Bear Case : SPGI

The primary concerns for SPGI are P/E Ratio, Altman Z-Score.

Bear Case : TRU

The primary concerns for TRU are P/E Ratio, Altman Z-Score, Debt/Equity.

Key Dynamics to Monitor

SPGI profiles as a mature stock while TRU is a value play — different risk/reward profiles.

TRU carries more volatility with a beta of 1.70 — expect wider price swings.

TRU is growing revenue faster at 13.0% — sustainability is the question.

SPGI generates stronger free cash flow (1.7B), providing more financial flexibility.

Bottom Line

SPGI scores higher overall (67/100 vs 66/100), backed by strong 29.1% margins. TRU offers better value entry with a 33.9% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

S&P Global Inc

FINANCIAL SERVICES · FINANCIAL DATA & STOCK EXCHANGES · USA

S&P Global Inc. is an American publicly traded corporation headquartered in Manhattan, New York City. Its primary areas of business are financial information and analytics.

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TransUnion

FINANCIAL SERVICES · FINANCIAL DATA & STOCK EXCHANGES · USA

TransUnion offers risk and information solutions. The company is headquartered in Chicago, Illinois.

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