WallStSmart

S&P Global Inc (SPGI)vsTransUnion (TRU)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

S&P Global Inc generates 233% more annual revenue ($15.73B vs $4.73B). SPGI leads profitability with a 30.4% profit margin vs 14.9%. TRU appears more attractively valued with a PEG of 1.06. TRU earns a higher WallStSmart Score of 72/100 (B).

SPGI

Strong Buy

71

out of 100

Grade: B

Growth: 8.0Profit: 8.5Value: 5.0Quality: 5.5
Piotroski: 5/9Altman Z: 1.98

TRU

Strong Buy

72

out of 100

Grade: B

Growth: 7.3Profit: 6.5Value: 5.7Quality: 6.0
Piotroski: 6/9Altman Z: 1.52

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SPGI5 strengths · Avg: 9.0/10
Profit MarginProfitability
30.4%10/10

Keeps 30 of every $100 in revenue as profit

Operating MarginProfitability
44.3%10/10

Strong operational efficiency at 44.3%

Market CapQuality
$123.57B9/10

Large-cap with strong market position

EPS GrowthGrowth
32.5%8/10

Earnings expanding 32.5% YoY

Free Cash FlowQuality
$1.01B8/10

Generating 1.0B in free cash flow

TRU1 strengths · Avg: 10.0/10
EPS GrowthGrowth
172.0%10/10

Earnings expanding 172.0% YoY

Areas to Watch

SPGI3 concerns · Avg: 4.0/10
PEG RatioValuation
1.514/10

Expensive relative to growth rate

P/E RatioValuation
26.4x4/10

Moderate valuation

Altman Z-ScoreHealth
1.984/10

Grey zone — moderate risk

TRU2 concerns · Avg: 3.5/10
Altman Z-ScoreHealth
1.524/10

Distress zone — elevated risk

Debt/EquityHealth
1.203/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : SPGI

The strongest argument for SPGI centers on Profit Margin, Operating Margin, Market Cap. Profitability is solid with margins at 30.4% and operating margin at 44.3%. Revenue growth of 10.4% demonstrates continued momentum.

Bull Case : TRU

The strongest argument for TRU centers on EPS Growth. Revenue growth of 13.7% demonstrates continued momentum. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bear Case : SPGI

The primary concerns for SPGI are PEG Ratio, P/E Ratio, Altman Z-Score.

Bear Case : TRU

The primary concerns for TRU are Altman Z-Score, Debt/Equity.

Key Dynamics to Monitor

SPGI profiles as a mature stock while TRU is a value play — different risk/reward profiles.

TRU carries more volatility with a beta of 1.55 — expect wider price swings.

TRU is growing revenue faster at 13.7% — sustainability is the question.

SPGI generates stronger free cash flow (1.0B), providing more financial flexibility.

Bottom Line

TRU scores higher overall (72/100 vs 71/100) and 13.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

S&P Global Inc

FINANCIAL SERVICES · FINANCIAL DATA & STOCK EXCHANGES · USA

S&P Global Inc. is an American publicly traded corporation headquartered in Manhattan, New York City. Its primary areas of business are financial information and analytics.

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TransUnion

FINANCIAL SERVICES · FINANCIAL DATA & STOCK EXCHANGES · USA

TransUnion offers risk and information solutions. The company is headquartered in Chicago, Illinois.

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