TAL Education Group (TAL)vsUniversal Technical Institute Inc (UTI)
TAL
TAL Education Group
$11.81
+2.70%
CONSUMER DEFENSIVE · Cap: $6.88B
UTI
Universal Technical Institute Inc
$20.31
-1.41%
CONSUMER DEFENSIVE · Cap: $1.17B
Smart Verdict
WallStSmart Research — data-driven comparison
TAL Education Group generates 261% more annual revenue ($3.19B vs $883.60M). TAL leads profitability with a 28.4% profit margin vs 3.9%. UTI appears more attractively valued with a PEG of 1.92. TAL earns a higher WallStSmart Score of 78/100 (B+).
TAL
Strong Buy78
out of 100
Grade: B+
UTI
Hold44
out of 100
Grade: D
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+89.7%
Fair Value
$114.94
Current Price
$11.81
$103.13 discount
Margin of Safety
-22.2%
Fair Value
$22.22
Current Price
$20.31
$1.91 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Revenue surging 31.9% year-over-year
Earnings expanding 1360.0% YoY
Conservative balance sheet, low leverage
Keeps 28 of every $100 in revenue as profit
Reasonable price relative to book value
No standout strengths identified
Areas to Watch
Expensive relative to growth rate
Expensive relative to growth rate
Premium valuation, high expectations priced in
Grey zone — moderate risk
Smaller company, higher risk/reward
Comparative Analysis Report
WallStSmart ResearchBull Case : TAL
The strongest argument for TAL centers on P/E Ratio, Revenue Growth, EPS Growth. Profitability is solid with margins at 28.4% and operating margin at 18.1%. Revenue growth of 31.9% demonstrates continued momentum.
Bull Case : UTI
UTI has a balanced fundamental profile.
Bear Case : TAL
The primary concerns for TAL are PEG Ratio.
Bear Case : UTI
The primary concerns for UTI are PEG Ratio, P/E Ratio, Altman Z-Score. Thin 3.9% margins leave little buffer for downturns.
Key Dynamics to Monitor
TAL profiles as a growth stock while UTI is a value play — different risk/reward profiles.
UTI carries more volatility with a beta of 1.17 — expect wider price swings.
TAL is growing revenue faster at 31.9% — sustainability is the question.
TAL generates stronger free cash flow (478M), providing more financial flexibility.
Bottom Line
TAL scores higher overall (78/100 vs 44/100), backed by strong 28.4% margins and 31.9% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
TAL Education Group
CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China
TAL Education Group offers K-12 afterschool tutoring services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.
Universal Technical Institute Inc
CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA
Universal Technical Institute, Inc. offers postsecondary education for students seeking careers as professional automotive, diesel, collision repair, motorcycle and marine technicians in the United States. The company is headquartered in Phoenix, Arizona.
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