WallStSmart

Trinity Industries Inc (TRN)vsUnion Pacific Corporation (UNP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Union Pacific Corporation generates 1036% more annual revenue ($24.51B vs $2.16B). UNP leads profitability with a 29.1% profit margin vs 11.7%. TRN appears more attractively valued with a PEG of 0.69. TRN earns a higher WallStSmart Score of 69/100 (B-).

TRN

Strong Buy

69

out of 100

Grade: B-

Growth: 5.3Profit: 6.0Value: 10.0Quality: 4.8
Piotroski: 5/9

UNP

Buy

60

out of 100

Grade: C

Growth: 3.3Profit: 9.5Value: 5.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

TRNUndervalued (+78.4%)

Margin of Safety

+78.4%

Fair Value

$146.95

Current Price

$29.60

$117.35 discount

UndervaluedFair: $146.95Overvalued
UNPOvervalued (-10.4%)

Margin of Safety

-10.4%

Fair Value

$212.69

Current Price

$234.92

$22.23 premium

UndervaluedFair: $212.69Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

TRN5 strengths · Avg: 9.0/10
P/E RatioValuation
9.7x10/10

Attractively priced relative to earnings

EPS GrowthGrowth
574.0%10/10

Earnings expanding 574.0% YoY

Return on EquityProfitability
23.2%9/10

Every $100 of equity generates 23 in profit

PEG RatioValuation
0.698/10

Growing faster than its price suggests

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

UNP5 strengths · Avg: 9.2/10
Return on EquityProfitability
40.4%10/10

Every $100 of equity generates 40 in profit

Operating MarginProfitability
40.9%10/10

Strong operational efficiency at 40.9%

Market CapQuality
$139.40B9/10

Large-cap with strong market position

Profit MarginProfitability
29.1%9/10

Keeps 29 of every $100 in revenue as profit

Free Cash FlowQuality
$1.23B8/10

Generating 1.2B in free cash flow

Areas to Watch

TRN3 concerns · Avg: 1.7/10
Revenue GrowthGrowth
-2.9%2/10

Revenue declined 2.9%

Free Cash FlowQuality
$-60.40M2/10

Negative free cash flow — burning cash

Debt/EquityHealth
5.051/10

Elevated debt levels

UNP2 concerns · Avg: 2.0/10
PEG RatioValuation
2.632/10

Expensive relative to growth rate

Revenue GrowthGrowth
-60.0%2/10

Revenue declined 60.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : TRN

The strongest argument for TRN centers on P/E Ratio, EPS Growth, Return on Equity. PEG of 0.69 suggests the stock is reasonably priced for its growth.

Bull Case : UNP

The strongest argument for UNP centers on Return on Equity, Operating Margin, Market Cap. Profitability is solid with margins at 29.1% and operating margin at 40.9%.

Bear Case : TRN

The primary concerns for TRN are Revenue Growth, Free Cash Flow, Debt/Equity. Debt-to-equity of 5.05 is elevated, increasing financial risk.

Bear Case : UNP

The primary concerns for UNP are PEG Ratio, Revenue Growth.

Key Dynamics to Monitor

TRN carries more volatility with a beta of 1.46 — expect wider price swings.

TRN is growing revenue faster at -2.9% — sustainability is the question.

UNP generates stronger free cash flow (1.2B), providing more financial flexibility.

Monitor RAILROADS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TRN scores higher overall (69/100 vs 60/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Trinity Industries Inc

INDUSTRIALS · RAILROADS · USA

Trinity Industries, Inc. provides rail transportation products and services in North America. The company is headquartered in Dallas, Texas.

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Union Pacific Corporation

INDUSTRIALS · RAILROADS · USA

The Union Pacific Corporation (Union Pacific) is a publicly traded railroad holding company. It was incorporated in Utah in 1969 and is headquartered in Omaha, Nebraska. It is the parent company of the current, Delaware-registered, form of the Union Pacific Railroad.

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