WallStSmart

Virtu Financial, Inc. (VIRT)vsWells Fargo & Company (WFC)

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Smart Verdict

WallStSmart Research — data-driven comparison

Wells Fargo & Company generates 2447% more annual revenue ($83.11B vs $3.26B). WFC leads profitability with a 27.6% profit margin vs 16.9%. VIRT trades at a lower P/E of 9.1x. WFC earns a higher WallStSmart Score of 74/100 (B).

VIRT

Strong Buy

66

out of 100

Grade: B-

Growth: 6.0Profit: 8.5Value: 6.7Quality: 4.0
Piotroski: 4/9Altman Z: 0.63

WFC

Strong Buy

74

out of 100

Grade: B

Growth: 6.0Profit: 7.5Value: 7.0Quality: 5.5
Piotroski: 4/9Altman Z: -0.38

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

VIRT5 strengths · Avg: 9.2/10
P/E RatioValuation
9.1x10/10

Attractively priced relative to earnings

Return on EquityProfitability
36.7%10/10

Every $100 of equity generates 37 in profit

Operating MarginProfitability
36.3%10/10

Strong operational efficiency at 36.3%

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
29.1%8/10

Revenue surging 29.1% year-over-year

WFC6 strengths · Avg: 9.2/10
Market CapQuality
$251.75B10/10

Mega-cap, among the largest globally

P/E RatioValuation
11.8x10/10

Attractively priced relative to earnings

Operating MarginProfitability
34.1%10/10

Strong operational efficiency at 34.1%

Profit MarginProfitability
27.6%9/10

Keeps 28 of every $100 in revenue as profit

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$6.78B8/10

Generating 6.8B in free cash flow

Areas to Watch

VIRT3 concerns · Avg: 2.3/10
Debt/EquityHealth
1.413/10

Elevated debt levels

EPS GrowthGrowth
-1.2%2/10

Earnings declined 1.2%

Altman Z-ScoreHealth
0.632/10

Distress zone — elevated risk

WFC3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
0.4%4/10

0.4% revenue growth

Debt/EquityHealth
1.263/10

Elevated debt levels

Altman Z-ScoreHealth
-0.382/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : VIRT

The strongest argument for VIRT centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 16.9% and operating margin at 36.3%. Revenue growth of 29.1% demonstrates continued momentum.

Bull Case : WFC

The strongest argument for WFC centers on Market Cap, P/E Ratio, Operating Margin. Profitability is solid with margins at 27.6% and operating margin at 34.1%. PEG of 1.39 suggests the stock is reasonably priced for its growth.

Bear Case : VIRT

The primary concerns for VIRT are Debt/Equity, EPS Growth, Altman Z-Score.

Bear Case : WFC

The primary concerns for WFC are Revenue Growth, Debt/Equity, Altman Z-Score.

Key Dynamics to Monitor

VIRT profiles as a growth stock while WFC is a value play — different risk/reward profiles.

WFC carries more volatility with a beta of 0.95 — expect wider price swings.

VIRT is growing revenue faster at 29.1% — sustainability is the question.

WFC generates stronger free cash flow (6.8B), providing more financial flexibility.

Bottom Line

WFC scores higher overall (74/100 vs 66/100), backed by strong 27.6% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Virtu Financial, Inc.

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Virtu Financial, Inc., a financial services company, provides data, analytics and connectivity products and execution services to clients around the world. The company is headquartered in New York, New York.

Wells Fargo & Company

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco, California, operational headquarters in Manhattan, and managerial offices throughout the United States and overseas.

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