WallStSmart

Wells Fargo & Company (WFC)vsWisdomTree Inc. (WT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Wells Fargo & Company generates 14783% more annual revenue ($81.14B vs $545.14M). WFC leads profitability with a 26.7% profit margin vs 11.3%. WFC appears more attractively valued with a PEG of 1.37. WFC earns a higher WallStSmart Score of 74/100 (B).

WFC

Strong Buy

74

out of 100

Grade: B

Growth: 7.3Profit: 7.5Value: 7.0Quality: 3.0
Piotroski: 4/9Altman Z: -0.38

WT

Strong Buy

67

out of 100

Grade: B-

Growth: 9.3Profit: 6.5Value: 4.3Quality: 5.5
Piotroski: 4/9Altman Z: 1.30

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

WFC6 strengths · Avg: 8.8/10
Market CapQuality
$236.15B10/10

Mega-cap, among the largest globally

P/E RatioValuation
11.9x10/10

Attractively priced relative to earnings

Profit MarginProfitability
26.7%9/10

Keeps 27 of every $100 in revenue as profit

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

Operating MarginProfitability
29.4%8/10

Strong operational efficiency at 29.4%

Free Cash FlowQuality
$9.14B8/10

Generating 9.1B in free cash flow

WT3 strengths · Avg: 10.0/10
Operating MarginProfitability
38.4%10/10

Strong operational efficiency at 38.4%

Revenue GrowthGrowth
47.5%10/10

Revenue surging 47.5% year-over-year

EPS GrowthGrowth
58.1%10/10

Earnings expanding 58.1% YoY

Areas to Watch

WFC2 concerns · Avg: 1.5/10
Altman Z-ScoreHealth
-0.382/10

Distress zone — elevated risk

Debt/EquityHealth
2.531/10

Elevated debt levels

WT4 concerns · Avg: 2.5/10
PEG RatioValuation
1.544/10

Expensive relative to growth rate

P/E RatioValuation
46.5x2/10

Premium valuation, high expectations priced in

Return on EquityProfitability
-0.4%2/10

ROE of -0.4% — below average capital efficiency

Altman Z-ScoreHealth
1.302/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : WFC

The strongest argument for WFC centers on Market Cap, P/E Ratio, Profit Margin. Profitability is solid with margins at 26.7% and operating margin at 29.4%. PEG of 1.37 suggests the stock is reasonably priced for its growth.

Bull Case : WT

The strongest argument for WT centers on Operating Margin, Revenue Growth, EPS Growth. Revenue growth of 47.5% demonstrates continued momentum.

Bear Case : WFC

The primary concerns for WFC are Altman Z-Score, Debt/Equity. Debt-to-equity of 2.53 is elevated, increasing financial risk.

Bear Case : WT

The primary concerns for WT are PEG Ratio, P/E Ratio, Return on Equity. A P/E of 46.5x leaves little room for execution misses. Debt-to-equity of 2.53 is elevated, increasing financial risk.

Key Dynamics to Monitor

WFC profiles as a mature stock while WT is a growth play — different risk/reward profiles.

WT carries more volatility with a beta of 1.13 — expect wider price swings.

WT is growing revenue faster at 47.5% — sustainability is the question.

WFC generates stronger free cash flow (9.1B), providing more financial flexibility.

Bottom Line

WFC scores higher overall (74/100 vs 67/100), backed by strong 26.7% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Wells Fargo & Company

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco, California, operational headquarters in Manhattan, and managerial offices throughout the United States and overseas.

WisdomTree Inc.

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

WisdomTree Inc. (WT) is a leading exchange-traded fund (ETF) and asset management firm, established in 2006, specializing in innovative fundamentally weighted investment strategies tailored for institutional investors. The company offers a comprehensive selection of ETFs spanning multiple asset classes and global markets, leveraging proprietary research to optimize returns while effectively managing risk. Renowned for its commitment to transparency and cost efficiency, WisdomTree is adept at adapting to shifting market dynamics, thereby positioning itself as a pioneering and client-focused leader within the asset management industry.

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