Wells Fargo & Company (WFC)vsWillis Towers Watson PLC (WTW)
WFC
Wells Fargo & Company
$84.81
+1.36%
FINANCIAL SERVICES · Cap: $251.75B
WTW
Willis Towers Watson PLC
$321.63
+0.62%
FINANCIAL SERVICES · Cap: $28.82B
Smart Verdict
WallStSmart Research — data-driven comparison
Wells Fargo & Company generates 723% more annual revenue ($83.11B vs $10.10B). WFC leads profitability with a 27.6% profit margin vs 15.5%. WTW appears more attractively valued with a PEG of 1.08. WFC earns a higher WallStSmart Score of 74/100 (B).
WFC
Strong Buy74
out of 100
Grade: B
WTW
Buy60
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Attractively priced relative to earnings
Strong operational efficiency at 34.1%
Keeps 28 of every $100 in revenue as profit
Reasonable price relative to book value
Generating 6.8B in free cash flow
Every $100 of equity generates 20 in profit
Areas to Watch
0.4% revenue growth
Elevated debt levels
Distress zone — elevated risk
Earnings declined 26.8%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : WFC
The strongest argument for WFC centers on Market Cap, P/E Ratio, Operating Margin. Profitability is solid with margins at 27.6% and operating margin at 34.1%. PEG of 1.39 suggests the stock is reasonably priced for its growth.
Bull Case : WTW
The strongest argument for WTW centers on Return on Equity. Profitability is solid with margins at 15.5% and operating margin at 17.6%. PEG of 1.08 suggests the stock is reasonably priced for its growth.
Bear Case : WFC
The primary concerns for WFC are Revenue Growth, Debt/Equity, Altman Z-Score.
Bear Case : WTW
The primary concerns for WTW are EPS Growth, Altman Z-Score.
Key Dynamics to Monitor
WFC profiles as a value stock while WTW is a mature play — different risk/reward profiles.
WFC carries more volatility with a beta of 0.95 — expect wider price swings.
WTW is growing revenue faster at 9.1% — sustainability is the question.
WFC generates stronger free cash flow (6.8B), providing more financial flexibility.
Bottom Line
WFC scores higher overall (74/100 vs 60/100), backed by strong 27.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Wells Fargo & Company
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco, California, operational headquarters in Manhattan, and managerial offices throughout the United States and overseas.
Willis Towers Watson PLC
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Willis Towers Watson PLC (WTW) is a leading global advisory, broking, and solutions firm, dedicated to delivering innovative risk management, insurance, and consulting services across more than 140 countries. With a strong emphasis on advanced data analytics and technology, WTW provides tailored solutions to address critical issues in health, retirement, and talent management for a diverse client base, including multinational corporations and small businesses. The firm’s commitment to driving sustainable growth and enhancing client engagement positions it as a trusted partner in navigating complex market dynamics, further solidifying its status as an industry leader.
Compare with Other BANKS - DIVERSIFIED Stocks
Want to dig deeper into these stocks?