Afya Ltd (AFYA)vsGrand Canyon Education Inc (LOPE)
AFYA
Afya Ltd
$13.89
+2.36%
CONSUMER DEFENSIVE · Cap: $1.22B
LOPE
Grand Canyon Education Inc
$151.20
-0.01%
CONSUMER DEFENSIVE · Cap: $3.98B
Smart Verdict
WallStSmart Research — data-driven comparison
Afya Ltd generates 235% more annual revenue ($3.83B vs $1.14B). AFYA leads profitability with a 20.4% profit margin vs 19.6%. AFYA trades at a lower P/E of 8.2x. LOPE earns a higher WallStSmart Score of 69/100 (B-).
AFYA
Strong Buy66
out of 100
Grade: B-
LOPE
Strong Buy69
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+74.2%
Fair Value
$59.99
Current Price
$13.89
$46.10 discount
Margin of Safety
-49.6%
Fair Value
$107.14
Current Price
$151.20
$44.06 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 30.6%
Keeps 20 of every $100 in revenue as profit
Every $100 of equity generates 32 in profit
Safe zone — low bankruptcy risk
Conservative balance sheet, low leverage
Growing faster than its price suggests
Strong operational efficiency at 22.0%
Areas to Watch
Smaller company, higher risk/reward
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : AFYA
The strongest argument for AFYA centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 20.4% and operating margin at 30.6%.
Bull Case : LOPE
The strongest argument for LOPE centers on Return on Equity, Altman Z-Score, Debt/Equity. Profitability is solid with margins at 19.6% and operating margin at 22.0%. PEG of 0.90 suggests the stock is reasonably priced for its growth.
Bear Case : AFYA
The primary concerns for AFYA are Market Cap.
Bear Case : LOPE
No major red flags identified for LOPE, but monitor valuation.
Key Dynamics to Monitor
LOPE carries more volatility with a beta of 0.58 — expect wider price swings.
LOPE is growing revenue faster at 6.7% — sustainability is the question.
AFYA generates stronger free cash flow (173M), providing more financial flexibility.
Monitor EDUCATION & TRAINING SERVICES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
LOPE scores higher overall (69/100 vs 66/100), backed by strong 19.6% margins. AFYA offers better value entry with a 74.2% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Afya Ltd
CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA
Afya Limited, is a medical education group in Brazil. The company is headquartered in Nova Lima, Brazil.
Visit Website →Grand Canyon Education Inc
CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA
Grand Canyon Education, Inc. provides educational services to colleges and universities in the United States. The company is headquartered in Phoenix, Arizona.
Compare with Other EDUCATION & TRAINING SERVICES Stocks
Want to dig deeper into these stocks?