Ategrity Specialty Insurance Company Holdings (ASIC) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Ategrity Specialty Insurance Company Holdings stock (ASIC) is currently trading at $18.81. Ategrity Specialty Insurance Company Holdings PE ratio is 12.25. Ategrity Specialty Insurance Company Holdings PS ratio (Price-to-Sales) is 2.19. Analyst consensus price target for ASIC is $26.80. WallStSmart rates ASIC as Underperform.
- ASIC PE ratio analysis and historical PE chart
- ASIC PS ratio (Price-to-Sales) history and trend
- ASIC intrinsic value — DCF, Graham Number, EPV models
- ASIC stock price prediction 2025 2026 2027 2028 2029 2030
- ASIC fair value vs current price
- ASIC insider transactions and insider buying
- Is ASIC undervalued or overvalued?
- Ategrity Specialty Insurance Company Holdings financial analysis — revenue, earnings, cash flow
- ASIC Piotroski F-Score and Altman Z-Score
- ASIC analyst price target and Smart Rating
Ategrity Specialty Insurance Company Holdings
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ASIC Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Ategrity Specialty Insurance Company Holdings (ASIC)
ASIC trades 65% above its Graham fair value of $10.74, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Ategrity Specialty Insurance Company Holdings (ASIC) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, profit margin. Concerns around eps growth and institutional own.. Fundamentals are solid but monitor weak areas for improvement.
Ategrity Specialty Insurance Company Holdings (ASIC) Key Strengths (4)
Strong operational efficiency: $27 kept per $100 revenue
Trading at 1.51x book value, attractively priced
Strong profitability: $17 kept per $100 revenue
Solid profitability: $15 profit per $100 equity
Supporting Valuation Data
Ategrity Specialty Insurance Company Holdings (ASIC) Areas to Watch (5)
Earnings declining -9.00%, profits shrinking
Very low institutional interest at 12.75%
Small-cap company with higher risk but more growth potential
Revenue is fairly priced at 2.19x sales
Solid revenue growth at 17.90% per year
Ategrity Specialty Insurance Company Holdings (ASIC) Detailed Analysis Report
Overall Assessment
This company scores 52/100 in our Smart Analysis, earning a C- grade. Out of 9 metrics analyzed, 4 register as strengths (avg 7.8/10) while 5 fall into concern territory (avg 3.8/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Price/Book, Profit Margin. Valuation metrics including Price/Book (1.51) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 15.00%, Operating Margin at 26.90%, Profit Margin at 17.40%.
The Bear Case
The primary concerns are EPS Growth, Institutional Own., Market Cap. Some valuation metrics including Price/Sales (2.19) suggest expensive pricing. Growth concerns include Revenue Growth at 17.90%, EPS Growth at -9.00%, which may limit upside.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 15.00% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 17.90% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Price/Book) and negatives (EPS Growth, Institutional Own.). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
ASIC Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
ASIC's Price-to-Sales ratio of 2.19x trades 16% below its historical average of 2.6x (7th percentile). The current valuation is 31% below its historical high of 3.17x set in Aug 2025, and 9% above its historical low of 2.02x in Jan 2026. Over the past 12 months, the PS ratio has compressed from ~3.1x as trailing revenue scaled faster than the stock price.
Compare ASIC with Competitors
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Data-driven financial summary for Ategrity Specialty Insurance Company Holdings (ASIC) · FINANCIAL SERVICES › INSURANCE - PROPERTY & CASUALTY
The Big Picture
Ategrity Specialty Insurance Company Holdings is a strong growth company balancing expansion with improving profitability. Revenue reached 424M with 18% growth year-over-year. Profit margins of 17.4% are healthy, with room for further expansion as the business scales.
Key Findings
ROE of 1500.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Generating 49M in free cash flow and 55M in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Sector dynamics: monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive moves, and regulatory changes that could impact Ategrity Specialty Insurance Company Holdings.
Bottom Line
Ategrity Specialty Insurance Company Holdings offers an attractive blend of growth (18% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Ategrity Specialty Insurance Company Holdings(ASIC)
NYSE
FINANCIAL SERVICES
INSURANCE - PROPERTY & CASUALT...
USA
Ategrity Specialty Insurance Company Holdings, provides excess and surplus lines insurance and reinsurance products to small and medium-sized businesses in the United States.