The Allstate Corporation (ALL)vsAtegrity Specialty Insurance Company Holdings (ASIC)
ALL
The Allstate Corporation
$204.71
-1.25%
FINANCIAL SERVICES · Cap: $53.13B
ASIC
Ategrity Specialty Insurance Company Holdings
$18.81
-1.31%
FINANCIAL SERVICES · Cap: $930.57M
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 15851% more annual revenue ($67.68B vs $424.34M). ASIC leads profitability with a 17.4% profit margin vs 15.2%. ALL trades at a lower P/E of 5.4x. ALL earns a higher WallStSmart Score of 87/100 (A).
ALL
Exceptional Buy87
out of 100
Grade: A
ASIC
Buy52
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+88.5%
Fair Value
$1781.21
Current Price
$204.71
$1576.50 discount
Margin of Safety
-65.3%
Fair Value
$10.74
Current Price
$18.81
$8.07 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 40 in profit
Earnings expanding 103.2% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Attractively priced relative to earnings
Strong operational efficiency at 26.9%
17.9% revenue growth
Areas to Watch
No major concerns identified
Smaller company, higher risk/reward
Weak financial health signals
Earnings declined 9.0%
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on PEG Ratio, P/E Ratio, Return on Equity. Profitability is solid with margins at 15.2% and operating margin at 29.0%. PEG of 0.45 suggests the stock is reasonably priced for its growth.
Bull Case : ASIC
The strongest argument for ASIC centers on Price/Book, P/E Ratio, Operating Margin. Profitability is solid with margins at 17.4% and operating margin at 26.9%. Revenue growth of 17.9% demonstrates continued momentum.
Bear Case : ALL
No major red flags identified for ALL, but monitor valuation.
Bear Case : ASIC
The primary concerns for ASIC are Market Cap, Piotroski F-Score, EPS Growth.
Key Dynamics to Monitor
ALL profiles as a mature stock while ASIC is a growth play — different risk/reward profiles.
ASIC is growing revenue faster at 17.9% — sustainability is the question.
ALL generates stronger free cash flow (2.9B), providing more financial flexibility.
Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ALL scores higher overall (87/100 vs 52/100), backed by strong 15.2% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Ategrity Specialty Insurance Company Holdings
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Ategrity Specialty Insurance Company Holdings, provides excess and surplus lines insurance and reinsurance products to small and medium-sized businesses in the United States.
Visit Website →Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
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