H&R Block Inc (HRB)vsRollins Inc (ROL)
HRB
H&R Block Inc
$37.46
-0.90%
CONSUMER CYCLICAL · Cap: $4.63B
ROL
Rollins Inc
$46.51
-0.58%
CONSUMER CYCLICAL · Cap: $22.72B
Smart Verdict
WallStSmart Research — data-driven comparison
H&R Block Inc generates 2% more annual revenue ($3.91B vs $3.84B). HRB leads profitability with a 18.9% profit margin vs 13.8%. HRB appears more attractively valued with a PEG of 0.51. HRB earns a higher WallStSmart Score of 75/100 (B+).
HRB
Strong Buy75
out of 100
Grade: B+
ROL
Buy52
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-38.6%
Fair Value
$26.35
Current Price
$37.46
$11.11 premium
Margin of Safety
+30.2%
Fair Value
$67.65
Current Price
$46.51
$21.14 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 68 in profit
Strong operational efficiency at 43.2%
Conservative balance sheet, low leverage
Growing faster than its price suggests
Earnings expanding 24.2% YoY
Every $100 of equity generates 38 in profit
Areas to Watch
Grey zone — moderate risk
Trading at 16.3x book value
1.3% earnings growth
Weak financial health signals
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : HRB
The strongest argument for HRB centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 18.9% and operating margin at 43.2%. PEG of 0.51 suggests the stock is reasonably priced for its growth.
Bull Case : ROL
The strongest argument for ROL centers on Return on Equity. Revenue growth of 10.2% demonstrates continued momentum.
Bear Case : HRB
The primary concerns for HRB are Altman Z-Score.
Bear Case : ROL
The primary concerns for ROL are Price/Book, EPS Growth, Piotroski F-Score. A P/E of 43.3x leaves little room for execution misses.
Key Dynamics to Monitor
HRB profiles as a mature stock while ROL is a value play — different risk/reward profiles.
ROL carries more volatility with a beta of 0.73 — expect wider price swings.
ROL is growing revenue faster at 10.2% — sustainability is the question.
HRB generates stronger free cash flow (1.5B), providing more financial flexibility.
Bottom Line
HRB scores higher overall (75/100 vs 52/100), backed by strong 18.9% margins. ROL offers better value entry with a 30.2% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
H&R Block Inc
CONSUMER CYCLICAL · PERSONAL SERVICES · USA
H&R Block, Inc., provides services and products for assisted preparation of income tax returns and self-preparation of income tax returns (DIY) to the general public, primarily in the United States, Canada and Australia. The company is headquartered in Kansas City, Missouri.
Rollins Inc
CONSUMER CYCLICAL · PERSONAL SERVICES · USA
Rollins, Inc. is a North American consumer and commercial services company.
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