WallStSmart

J.Jill Inc (JILL) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target

J.Jill Inc stock (JILL) is currently trading at $15.28. J.Jill Inc PE ratio is 6.85. J.Jill Inc PS ratio (Price-to-Sales) is 0.38. Analyst consensus price target for JILL is $18.00. WallStSmart rates JILL as Hold.

  • JILL PE ratio analysis and historical PE chart
  • JILL PS ratio (Price-to-Sales) history and trend
  • JILL intrinsic value — DCF, Graham Number, EPV models
  • JILL stock price prediction 2025 2026 2027 2028 2029 2030
  • JILL fair value vs current price
  • JILL insider transactions and insider buying
  • Is JILL undervalued or overvalued?
  • J.Jill Inc financial analysis — revenue, earnings, cash flow
  • JILL Piotroski F-Score and Altman Z-Score
  • JILL analyst price target and Smart Rating
JILL

J.Jill Inc

NYSECONSUMER CYCLICAL
$15.28
$0.07 (-0.46%)
52W$13.15
$19.71
Target$18.00+17.8%

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IV

JILL Intrinsic Value Analysis for Value Investors

Benjamin Graham Formula · J.Jill Inc (JILL)

Margin of Safety
-9.7%
Overvalued
JILL Fair Value
$14.82
Graham Formula
Current Price
$15.28
$0.46 above fair value
Undervalued
Fair: $14.82
Overvalued
Price $15.28
Graham IV $14.82
Analyst $18.00

JILL trades at a modest 10% premium above its Graham fair value of $14.82. Consider waiting for a pullback.

Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.

WallStSmart

Smart Analysis

J.Jill Inc (JILL) · 10 metrics scored

Smart Score

58
out of 100
Grade: C
Buy
Investment Rating

Category Performance

WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.

Investment Thesis

Strong fundamentals in peg ratio, return on equity, price/sales. Concerns around market cap and operating margin. Fundamentals are solid but monitor weak areas for improvement.

J.Jill Inc (JILL) Key Strengths (5)

Avg Score: 9.6/10
PEG RatioValuation
0.6310/10

Growing significantly faster than its price suggests

Return on EquityProfitability
29.00%10/10

Every $100 of shareholder equity generates $29 in profit

Price/SalesValuation
0.3810/10

Paying less than $1 for every $1 of annual revenue

Institutional Own.Quality
92.88%10/10

92.88% of shares held by major funds and institutions

Price/BookValuation
1.758/10

Trading at 1.75x book value, attractively priced

Supporting Valuation Data

P/E Ratio
6.85
Undervalued
Forward P/E
7.21
Attractive
Trailing P/E
6.85
Undervalued
Price/Sales (TTM)
0.379
Undervalued
EV/Revenue
0.652
Undervalued

J.Jill Inc (JILL) Areas to Watch (5)

Avg Score: 1.8/10
Revenue GrowthGrowth
-0.50%0/10

Revenue declining -0.50%, a shrinking business

EPS GrowthGrowth
-25.00%0/10

Earnings declining -25.00%, profits shrinking

Operating MarginProfitability
9.91%2/10

Very thin margins with limited operational efficiency

Market CapQuality
$228M3/10

Micro-cap company with very limited liquidity and high volatility

Profit MarginProfitability
5.60%4/10

Thin profit margins with limited profitability

J.Jill Inc (JILL) Detailed Analysis Report

Overall Assessment

This company scores 58/100 in our Smart Analysis, earning a C grade. Out of 10 metrics analyzed, 5 register as strengths (avg 9.6/10) while 5 fall into concern territory (avg 1.8/10). The category breakdown reveals uneven performance, with some areas requiring attention.

The Bull Case

The strongest argument centers on PEG Ratio, Return on Equity, Price/Sales. Valuation metrics including PEG Ratio (0.63), Price/Sales (0.38), Price/Book (1.75) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 29.00%.

The Bear Case

The primary concerns are Revenue Growth, EPS Growth, Operating Margin. Growth concerns include Revenue Growth at -0.50%, EPS Growth at -25.00%, which may limit upside. Profitability pressure is visible in Operating Margin at 9.91%, Profit Margin at 5.60%.

Key Dynamics to Monitor

Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 29.00% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at -0.50% needing to reaccelerate.

Risk Considerations

Based on the metric profile, this is a moderate-to-high risk investment. Strengths and concerns are roughly balanced. Investors should size positions according to their risk tolerance and maintain diversification.

Bottom Line

Mixed fundamentals with both positives (PEG Ratio, Return on Equity) and negatives (Revenue Growth, EPS Growth). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.

Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.

JILL Price-to-Sales(PS) Ratio Chart

Historical valuation based on market cap ÷ trailing 12-month revenue

JILL's Price-to-Sales ratio of 0.38x sits near its historical average of 0.37x (46th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 61% below its historical high of 0.97x set in Jul 2024, and 3690% above its historical low of 0.01x in Apr 2020. Over the past 12 months, the PS ratio has compressed from ~0.5x as trailing revenue scaled faster than the stock price.

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WallStSmart Analysis Synopsis

Data-driven financial summary for J.Jill Inc (JILL) · CONSUMER CYCLICALAPPAREL RETAIL

The Big Picture

J.Jill Inc operates as a stable business with moderate growth and solid fundamentals. Revenue reached 601M with 1% decline year-over-year. Profit margins are thin at 5.6%, typical for companies in this phase that are reinvesting heavily in growth.

Key Findings

Excellent Capital Efficiency

ROE of 29.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.

Cash Flow Positive

Generating 16M in free cash flow and 19M in operating cash flow. Earnings are translating into actual cash generation.

What to Watch Next

Margin expansion: can J.Jill Inc push profit margins above 15% as the business scales?

Sector dynamics: monitor APPAREL RETAIL industry trends, competitive moves, and regulatory changes that could impact J.Jill Inc.

Bottom Line

J.Jill Inc offers stability with moderate growth and solid fundamentals. The valuation may present an opportunity for patient investors, though limited growth means returns will likely come from dividends and modest capital appreciation rather than explosive gains.

This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.

Insider Transactions(23 last 3 months)

Total Buys
22
Total Sells
1
Dec 27, 2025(1 transaction)
MARTINEZ, MARIA D.
See Remarks
Sell
Shares
-800.87

Data sourced from SEC Form 4 filings

Last updated: 10:12:16 AM

About J.Jill Inc(JILL)

Exchange

NYSE

Sector

CONSUMER CYCLICAL

Industry

APPAREL RETAIL

Country

USA

J.Jill, Inc. is an omnichannel womenswear retailer under the J.Jill brand in the United States. The company is headquartered in Quincy, Massachusetts.