J.Jill Inc (JILL)vsRoss Stores Inc (ROST)
JILL
J.Jill Inc
$15.28
-0.46%
CONSUMER CYCLICAL · Cap: $227.50M
ROST
Ross Stores Inc
$216.03
+0.11%
CONSUMER CYCLICAL · Cap: $70.18B
Smart Verdict
WallStSmart Research — data-driven comparison
Ross Stores Inc generates 3686% more annual revenue ($22.75B vs $600.98M). ROST leads profitability with a 9.4% profit margin vs 5.6%. JILL appears more attractively valued with a PEG of 0.63. JILL earns a higher WallStSmart Score of 58/100 (C).
JILL
Buy58
out of 100
Grade: C
ROST
Buy56
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-9.7%
Fair Value
$14.82
Current Price
$15.28
$0.46 premium
Margin of Safety
-15.8%
Fair Value
$166.32
Current Price
$216.03
$49.71 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 29 in profit
Growing faster than its price suggests
Reasonable price relative to book value
Every $100 of equity generates 37 in profit
Safe zone — low bankruptcy risk
Large-cap with strong market position
Areas to Watch
Smaller company, higher risk/reward
5.6% margin — thin
Revenue declined 0.5%
Earnings declined 25.0%
Premium valuation, high expectations priced in
Trading at 11.2x book value
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : JILL
The strongest argument for JILL centers on P/E Ratio, Return on Equity, PEG Ratio. PEG of 0.63 suggests the stock is reasonably priced for its growth.
Bull Case : ROST
The strongest argument for ROST centers on Return on Equity, Altman Z-Score, Market Cap. Revenue growth of 12.2% demonstrates continued momentum.
Bear Case : JILL
The primary concerns for JILL are Market Cap, Profit Margin, Revenue Growth.
Bear Case : ROST
The primary concerns for ROST are P/E Ratio, Price/Book, PEG Ratio.
Key Dynamics to Monitor
ROST carries more volatility with a beta of 0.98 — expect wider price swings.
ROST is growing revenue faster at 12.2% — sustainability is the question.
ROST generates stronger free cash flow (921M), providing more financial flexibility.
Monitor APPAREL RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
JILL scores higher overall (58/100 vs 56/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
J.Jill Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
J.Jill, Inc. is an omnichannel womenswear retailer under the J.Jill brand in the United States. The company is headquartered in Quincy, Massachusetts.
Ross Stores Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
Ross Stores, Inc., operating under the brand name Ross Dress for Less, is an American chain of discount department stores headquartered in Dublin, California.
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