KKR Real Estate Finance Trust Inc (KREF) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
KKR Real Estate Finance Trust Inc stock (KREF) is currently trading at $6.34. KKR Real Estate Finance Trust Inc PS ratio (Price-to-Sales) is 25.88. Analyst consensus price target for KREF is $9.60. WallStSmart rates KREF as Underperform.
- KREF PE ratio analysis and historical PE chart
- KREF PS ratio (Price-to-Sales) history and trend
- KREF intrinsic value — DCF, Graham Number, EPV models
- KREF stock price prediction 2025 2026 2027 2028 2029 2030
- KREF fair value vs current price
- KREF insider transactions and insider buying
- Is KREF undervalued or overvalued?
- KKR Real Estate Finance Trust Inc financial analysis — revenue, earnings, cash flow
- KREF Piotroski F-Score and Altman Z-Score
- KREF analyst price target and Smart Rating
KKR Real Estate Finance Trust Inc
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Smart Analysis
KKR Real Estate Finance Trust Inc (KREF) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, revenue growth. Concerns around peg ratio and return on equity. Mixed signals suggest waiting for clearer direction before acting.
KKR Real Estate Finance Trust Inc (KREF) Key Strengths (4)
Keeps $246 of every $100 in revenue after operating costs
Trading below book value, meaning the market prices it less than net assets
Revenue surging 245.10% year-over-year
82.56% of shares held by major funds and institutions
Supporting Valuation Data
KKR Real Estate Finance Trust Inc (KREF) Areas to Watch (6)
Company is destroying shareholder value
Earnings declining -64.10%, profits shrinking
Company is losing money with a negative profit margin
Very expensive relative to growth, significant premium
Very expensive at 25.9x annual revenue
Small-cap company with higher risk but more growth potential
Supporting Valuation Data
KKR Real Estate Finance Trust Inc (KREF) Detailed Analysis Report
Overall Assessment
This company scores 48/100 in our Smart Analysis, earning a D+ grade. Out of 10 metrics analyzed, 4 register as strengths (avg 10.0/10) while 6 fall into concern territory (avg 1.5/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Price/Book, Revenue Growth. Valuation metrics including Price/Book (0.35) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 246.30%. Growth metrics are encouraging with Revenue Growth at 245.10%.
The Bear Case
The primary concerns are Return on Equity, EPS Growth, Profit Margin. Some valuation metrics including PEG Ratio (5.13), Price/Sales (25.88) suggest expensive pricing. Growth concerns include EPS Growth at -64.10%, which may limit upside. Profitability pressure is visible in Return on Equity at -3.85%, Profit Margin at -297.00%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at -3.85% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 245.10% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Return on Equity and EPS Growth are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
KREF Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
KREF's Price-to-Sales ratio of 25.88x trades 121% above its historical average of 11.73x (87th percentile), historically expensive. The current valuation is 38% below its historical high of 41.56x set in May 2017, and 2841% above its historical low of 0.88x in Oct 2025. Over the past 12 months, the PS ratio has expanded from ~1.2x, reflecting growing market expectations outpacing revenue growth.
WallStSmart Analysis Synopsis
Data-driven financial summary for KKR Real Estate Finance Trust Inc (KREF) · REAL ESTATE › REIT - MORTGAGE
The Big Picture
KKR Real Estate Finance Trust Inc is in a high-growth phase, prioritizing rapid expansion over margins. Revenue reached 16M with 245% growth year-over-year. The company is currently unprofitable, posting a -297.0% profit margin.
Key Findings
Revenue growing at 245% YoY, reaching 16M. This pace significantly outperforms most REIT - MORTGAGE peers.
Generating 14M in free cash flow and 17M in operating cash flow. Earnings are translating into actual cash generation.
The company is unprofitable with a -297.0% profit margin. The path to breakeven will be the key catalyst.
Earnings fell 64% YoY while revenue grew 245%. This gap usually reflects one-time items (tax benefits, write-offs) in the prior period, not an operational decline.
What to Watch Next
Growth sustainability: can KKR Real Estate Finance Trust Inc maintain 245%+ revenue growth, or will competition slow it down?
Dividend sustainability with a current yield of 15.3%. Watch payout ratio and free cash flow coverage.
Debt management: total debt of 4.7B is significantly higher than cash (85M). Monitor refinancing risk.
Sector dynamics: monitor REIT - MORTGAGE industry trends, competitive moves, and regulatory changes that could impact KKR Real Estate Finance Trust Inc.
Bottom Line
KKR Real Estate Finance Trust Inc is a high-conviction growth story with revenue accelerating at 245% while profitability is still developing. For growth-oriented investors, the trajectory is compelling. For value investors, the thin -297.0% margins and premium valuation suggest patience until the unit economics mature further.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(0 last 3 months)
Data sourced from SEC Form 4 filings
Last updated: 10:00:53 AM
About KKR Real Estate Finance Trust Inc(KREF)
NYSE
REAL ESTATE
REIT - MORTGAGE
USA
KKR Real Estate Finance Trust Inc., a mortgage real estate investment trust, focuses primarily on originating and acquiring senior loans secured by commercial real estate (CRE) assets. The company is headquartered in New York, New York.