MBIA Inc (MBI) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
MBIA Inc stock (MBI) is currently trading at $5.83. MBIA Inc PS ratio (Price-to-Sales) is 3.01. Analyst consensus price target for MBI is $7.25. WallStSmart rates MBI as Sell.
- MBI PE ratio analysis and historical PE chart
- MBI PS ratio (Price-to-Sales) history and trend
- MBI intrinsic value — DCF, Graham Number, EPV models
- MBI stock price prediction 2025 2026 2027 2028 2029 2030
- MBI fair value vs current price
- MBI insider transactions and insider buying
- Is MBI undervalued or overvalued?
- MBIA Inc financial analysis — revenue, earnings, cash flow
- MBI Piotroski F-Score and Altman Z-Score
- MBI analyst price target and Smart Rating
MBIA Inc
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Smart Analysis
MBIA Inc (MBI) · 8 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Concerns around market cap and operating margin. Significant fundamental concerns warrant caution or avoidance.
MBIA Inc (MBI) Key Strengths (0)
MBIA Inc (MBI) Areas to Watch (8)
Losing money on operations
Company is losing money with a negative profit margin
Micro-cap company with very limited liquidity and high volatility
Premium pricing at 3.5x book value
Growth is fairly priced, not cheap, not expensive
Revenue is fairly priced at 3.01x sales
Solid revenue growth at 15.40% per year
Moderate institutional interest at 47.63%
Supporting Valuation Data
MBIA Inc (MBI) Detailed Analysis Report
Overall Assessment
This company scores 31/100 in our Smart Analysis, earning a F grade. Out of 8 metrics analyzed, 0 register as strengths (avg 0/10) while 8 fall into concern territory (avg 3.9/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
Limited fundamental strengths were identified. The bull case requires improvement in core metrics.
The Bear Case
The primary concerns are Operating Margin, Profit Margin, Market Cap. Some valuation metrics including PEG Ratio (1.71), Price/Sales (3.01), Price/Book (3.52) suggest expensive pricing. Growth concerns include Revenue Growth at 15.40%, which may limit upside. Profitability pressure is visible in Operating Margin at -20.00%, Profit Margin at -182.50%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Operating Margin improves, as this is the primary drag on the overall score. Second, margin trajectory, with Operating Margin at -20.00% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 15.40% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Operating Margin and Profit Margin are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
MBI Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
MBI's Price-to-Sales ratio of 3.01x trades 301% above its historical average of 0.75x (96th percentile), historically expensive. The current valuation is 28% below its historical high of 4.2x set in Mar 2026, and 5920% above its historical low of 0.05x in Feb 2009. Over the past 12 months, the PS ratio has compressed from ~4.2x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for MBIA Inc (MBI) · FINANCIAL SERVICES › INSURANCE - SPECIALTY
The Big Picture
MBIA Inc is a strong growth company balancing expansion with improving profitability. Revenue reached 97M with 15% growth year-over-year. The company is currently unprofitable, posting a -182.5% profit margin.
Key Findings
The company is unprofitable with a -182.5% profit margin. The path to breakeven will be the key catalyst.
Free cash flow is -10M, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Sector dynamics: monitor INSURANCE - SPECIALTY industry trends, competitive moves, and regulatory changes that could impact MBIA Inc.
Bottom Line
MBIA Inc offers an attractive blend of growth (15% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About MBIA Inc(MBI)
NYSE
FINANCIAL SERVICES
INSURANCE - SPECIALTY
USA
MBIA Inc. provides financial insurance services to the public financial markets. The company is headquartered in Purchase, New York.