Fidelity National Financial Inc (FNF)vsMBIA Inc (MBI)
FNF
Fidelity National Financial Inc
$43.07
+0.12%
FINANCIAL SERVICES · Cap: $11.97B
MBI
MBIA Inc
$4.52
-0.44%
FINANCIAL SERVICES · Cap: $244.37M
Smart Verdict
WallStSmart Research — data-driven comparison
Fidelity National Financial Inc generates 17343% more annual revenue ($15.35B vs $88.00M). FNF leads profitability with a 5.0% profit margin vs -164.8%. FNF appears more attractively valued with a PEG of 0.85. FNF earns a higher WallStSmart Score of 70/100 (B-).
FNF
Strong Buy70
out of 100
Grade: B-
MBI
Hold38
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Generating 1.8B in free cash flow
Conservative balance sheet, low leverage
Strong operational efficiency at 22.2%
Areas to Watch
5.0% margin — thin
Weak financial health signals
Distress zone — elevated risk
Expensive relative to growth rate
0.0% earnings growth
Smaller company, higher risk/reward
ROE of 0.0% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : FNF
The strongest argument for FNF centers on PEG Ratio, P/E Ratio, Price/Book. Revenue growth of 10.5% demonstrates continued momentum. PEG of 0.85 suggests the stock is reasonably priced for its growth.
Bull Case : MBI
The strongest argument for MBI centers on Debt/Equity, Operating Margin.
Bear Case : FNF
The primary concerns for FNF are Profit Margin, Piotroski F-Score, Altman Z-Score.
Bear Case : MBI
The primary concerns for MBI are PEG Ratio, EPS Growth, Market Cap.
Key Dynamics to Monitor
FNF profiles as a value stock while MBI is a turnaround play — different risk/reward profiles.
MBI carries more volatility with a beta of 1.34 — expect wider price swings.
FNF is growing revenue faster at 10.5% — sustainability is the question.
FNF generates stronger free cash flow (1.8B), providing more financial flexibility.
Bottom Line
FNF scores higher overall (70/100 vs 38/100) and 10.5% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Fidelity National Financial Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
Fidelity National Financial, Inc. offers various insurance products in the United States. The company is headquartered in Jacksonville, Florida.
MBIA Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
MBIA Inc. provides financial insurance services to the public financial markets. The company is headquartered in Purchase, New York.
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