MFA Financial Inc (MFA) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
MFA Financial Inc stock (MFA) is currently trading at $9.85. MFA Financial Inc PE ratio is 7.29. MFA Financial Inc PS ratio (Price-to-Sales) is 2.98. Analyst consensus price target for MFA is $15.10. WallStSmart rates MFA as Moderate Buy.
- MFA PE ratio analysis and historical PE chart
- MFA PS ratio (Price-to-Sales) history and trend
- MFA intrinsic value — DCF, Graham Number, EPV models
- MFA stock price prediction 2025 2026 2027 2028 2029 2030
- MFA fair value vs current price
- MFA insider transactions and insider buying
- Is MFA undervalued or overvalued?
- MFA Financial Inc financial analysis — revenue, earnings, cash flow
- MFA Piotroski F-Score and Altman Z-Score
- MFA analyst price target and Smart Rating
MFA Financial Inc
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MFA Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · MFA Financial Inc (MFA)
MFA trades at a modest 10% premium above its Graham fair value of $8.84. Consider waiting for a pullback.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
MFA Financial Inc (MFA) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, revenue growth. Concerns around return on equity and eps growth. Overall metrics suggest strong investment potential with favorable risk/reward.
MFA Financial Inc (MFA) Key Strengths (5)
Keeps $62 of every $100 in revenue after operating costs
Trading below book value, meaning the market prices it less than net assets
Revenue surging 111.30% year-over-year
Keeps $54 of every $100 in revenue as net profit
54.87% held by institutions, strong professional interest
Supporting Valuation Data
MFA Financial Inc (MFA) Areas to Watch (5)
Earnings declining -5.40%, profits shrinking
Low profitability relative to shareholder equity
Paying a premium for growth, expensive relative to earnings expansion
Small-cap company with higher risk but more growth potential
Revenue is fairly priced at 2.98x sales
Supporting Valuation Data
MFA Financial Inc (MFA) Detailed Analysis Report
Overall Assessment
This company scores 67/100 in our Smart Analysis, earning a B- grade. Out of 10 metrics analyzed, 5 register as strengths (avg 9.6/10) while 5 fall into concern territory (avg 3.6/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Price/Book, Revenue Growth. Valuation metrics including Price/Book (0.53) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 61.70%, Profit Margin at 54.30%. Growth metrics are encouraging with Revenue Growth at 111.30%.
The Bear Case
The primary concerns are EPS Growth, Return on Equity, PEG Ratio. Some valuation metrics including PEG Ratio (2.48), Price/Sales (2.98) suggest expensive pricing. Growth concerns include EPS Growth at -5.40%, which may limit upside. Profitability pressure is visible in Return on Equity at 9.64%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 9.64% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 111.30% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. Strengths and concerns are roughly balanced. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Price/Book) and negatives (EPS Growth, Return on Equity). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
MFA Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
MFA's Price-to-Sales ratio of 2.98x trades at a deep discount to its historical average of 8.45x (66th percentile). The current valuation is 95% below its historical high of 57.01x set in Dec 2007, and 64% above its historical low of 1.82x in Jan 2016.
WallStSmart Analysis Synopsis
Data-driven financial summary for MFA Financial Inc (MFA) · REAL ESTATE › REIT - MORTGAGE
The Big Picture
MFA Financial Inc is a strong growth company balancing expansion with improving profitability. Revenue reached 325M with 111% growth year-over-year. Profit margins are strong at 54.3%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 111% YoY, reaching 325M. This pace significantly outperforms most REIT - MORTGAGE peers.
ROE of 964.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
What to Watch Next
Growth sustainability: can MFA Financial Inc maintain 111%+ revenue growth, or will competition slow it down?
Dividend sustainability with a current yield of 14.6%. Watch payout ratio and free cash flow coverage.
Volatility is elevated with a beta of 1.64, so expect amplified moves relative to the broader market.
Sector dynamics: monitor REIT - MORTGAGE industry trends, competitive moves, and regulatory changes that could impact MFA Financial Inc.
Bottom Line
MFA Financial Inc offers an attractive blend of growth (111% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About MFA Financial Inc(MFA)
NYSE
REAL ESTATE
REIT - MORTGAGE
USA
MFA Financial, Inc., is a real estate investment trust (REIT) in the United States. The company is headquartered in New York, New York.