WallStSmart

AGNC Investment Corp. (AGNCN)vsMFA Financial Inc (MFA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AGNC Investment Corp. generates 452% more annual revenue ($1.80B vs $325.40M). AGNCN leads profitability with a 92.9% profit margin vs 54.3%. MFA earns a higher WallStSmart Score of 67/100 (B-).

AGNCN

Buy

61

out of 100

Grade: C+

Growth: 4.7Profit: 8.0Value: 5.0Quality: 2.5
Piotroski: 2/9Altman Z: -0.95

MFA

Strong Buy

67

out of 100

Grade: B-

Growth: 5.7Profit: 7.5Value: 8.0Quality: 5.3
Piotroski: 4/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for AGNCN.

MFAOvervalued (-9.9%)

Margin of Safety

-9.9%

Fair Value

$8.84

Current Price

$9.85

$1.01 premium

UndervaluedFair: $8.84Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AGNCN3 strengths · Avg: 9.3/10
Profit MarginProfitability
92.9%10/10

Keeps 93 of every $100 in revenue as profit

Operating MarginProfitability
95.9%10/10

Strong operational efficiency at 95.9%

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

MFA5 strengths · Avg: 10.0/10
P/E RatioValuation
7.3x10/10

Attractively priced relative to earnings

Price/BookValuation
0.5x10/10

Reasonable price relative to book value

Profit MarginProfitability
54.3%10/10

Keeps 54 of every $100 in revenue as profit

Operating MarginProfitability
61.7%10/10

Strong operational efficiency at 61.7%

Revenue GrowthGrowth
111.3%10/10

Revenue surging 111.3% year-over-year

Areas to Watch

AGNCN3 concerns · Avg: 2.0/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Altman Z-ScoreHealth
-0.952/10

Distress zone — elevated risk

Debt/EquityHealth
8.211/10

Elevated debt levels

MFA3 concerns · Avg: 3.0/10
PEG RatioValuation
2.484/10

Expensive relative to growth rate

Market CapQuality
$968.82M3/10

Smaller company, higher risk/reward

EPS GrowthGrowth
-5.4%2/10

Earnings declined 5.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : AGNCN

The strongest argument for AGNCN centers on Profit Margin, Operating Margin, Price/Book. Profitability is solid with margins at 92.9% and operating margin at 95.9%.

Bull Case : MFA

The strongest argument for MFA centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 54.3% and operating margin at 61.7%. Revenue growth of 111.3% demonstrates continued momentum.

Bear Case : AGNCN

The primary concerns for AGNCN are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 8.21 is elevated, increasing financial risk.

Bear Case : MFA

The primary concerns for MFA are PEG Ratio, Market Cap, EPS Growth.

Key Dynamics to Monitor

AGNCN profiles as a mature stock while MFA is a growth play — different risk/reward profiles.

MFA carries more volatility with a beta of 1.64 — expect wider price swings.

MFA is growing revenue faster at 111.3% — sustainability is the question.

AGNCN generates stronger free cash flow (128M), providing more financial flexibility.

Bottom Line

MFA scores higher overall (67/100 vs 61/100), backed by strong 54.3% margins and 111.3% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AGNC Investment Corp.

REAL ESTATE · REIT - MORTGAGE · USA

AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.

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MFA Financial Inc

REAL ESTATE · REIT - MORTGAGE · USA

MFA Financial, Inc., is a real estate investment trust (REIT) in the United States. The company is headquartered in New York, New York.

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