Manulife Financial Corp (MFC) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Manulife Financial Corp stock (MFC) is currently trading at $34.59. Manulife Financial Corp PE ratio is 15.16. Manulife Financial Corp PS ratio (Price-to-Sales) is 1.83. Analyst consensus price target for MFC is $34.26. WallStSmart rates MFC as Moderate Buy.
- MFC PE ratio analysis and historical PE chart
- MFC PS ratio (Price-to-Sales) history and trend
- MFC intrinsic value — DCF, Graham Number, EPV models
- MFC stock price prediction 2025 2026 2027 2028 2029 2030
- MFC fair value vs current price
- MFC insider transactions and insider buying
- Is MFC undervalued or overvalued?
- Manulife Financial Corp financial analysis — revenue, earnings, cash flow
- MFC Piotroski F-Score and Altman Z-Score
- MFC analyst price target and Smart Rating
Manulife Financial Corp
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MFC Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Manulife Financial Corp (MFC)
MFC trades 150% above its Graham fair value of $15.16, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Manulife Financial Corp (MFC) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, peg ratio, operating margin. Concerns around revenue growth and eps growth. Overall metrics suggest strong investment potential with favorable risk/reward.
Manulife Financial Corp (MFC) Key Strengths (7)
Growing significantly faster than its price suggests
Keeps $134 of every $100 in revenue after operating costs
Large-cap company with substantial market presence
Paying $1.83 for every $1 of annual revenue
Trading at 1.76x book value, attractively priced
Strong profitability: $19 kept per $100 revenue
54.88% held by institutions, strong professional interest
Supporting Valuation Data
Manulife Financial Corp (MFC) Areas to Watch (3)
Revenue declining -34.90%, a shrinking business
Earnings declining -6.10%, profits shrinking
Moderate profitability with room for improvement
Supporting Valuation Data
Manulife Financial Corp (MFC) Detailed Analysis Report
Overall Assessment
This company scores 66/100 in our Smart Analysis, earning a B- grade. Out of 10 metrics analyzed, 7 register as strengths (avg 8.7/10) while 3 fall into concern territory (avg 1.7/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on PEG Ratio, Operating Margin, Market Cap. Valuation metrics including PEG Ratio (0.78), Price/Sales (1.83), Price/Book (1.76) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 133.50%, Profit Margin at 18.70%.
The Bear Case
The primary concerns are Revenue Growth, EPS Growth, Return on Equity. Growth concerns include Revenue Growth at -34.90%, EPS Growth at -6.10%, which may limit upside. Profitability pressure is visible in Return on Equity at 11.50%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 11.50% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at -34.90% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (PEG Ratio, Operating Margin) and negatives (Revenue Growth, EPS Growth). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
MFC Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
MFC's Price-to-Sales ratio of 1.83x trades 76% above its historical average of 1.04x (80th percentile), historically expensive. The current valuation is 22% below its historical high of 2.36x set in Oct 2007, and 336% above its historical low of 0.42x in Jul 2012.
WallStSmart Analysis Synopsis
Data-driven financial summary for Manulife Financial Corp (MFC) · FINANCIAL SERVICES › INSURANCE - LIFE
The Big Picture
Manulife Financial Corp faces headwinds with declining revenue, though profitability provides a cushion. Revenue reached 31.0B with 35% decline year-over-year. Profit margins of 18.7% are healthy, with room for further expansion as the business scales.
Key Findings
Generating 8.6B in free cash flow and 8.6B in operating cash flow. Earnings are translating into actual cash generation.
Debt-to-equity ratio of 0.29 indicates a conservative balance sheet with 14.9B in cash.
Revenue contracted 35% YoY. Worth determining whether this is cyclical or structural.
What to Watch Next
Dividend sustainability with a current yield of 5.2%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor INSURANCE - LIFE industry trends, competitive moves, and regulatory changes that could impact Manulife Financial Corp.
Bottom Line
Manulife Financial Corp faces challenges with declining revenue. While profitability provides a buffer, the long-term trajectory needs to improve. Watch for management's strategic response and whether the company can stabilize or pivot to new growth drivers.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
Data sourced from SEC Form 4 filings
Last updated: 2:28:55 PM
About Manulife Financial Corp(MFC)
NYSE
FINANCIAL SERVICES
INSURANCE - LIFE
USA
Manulife Financial Corporation, offers financial products and services in Asia, Canada, the United States and internationally. The company is headquartered in Toronto, Canada.