Manulife Financial Corp (MFC)vsUnum Group (UNM)
MFC
Manulife Financial Corp
$39.70
-1.22%
FINANCIAL SERVICES · Cap: $67.86B
UNM
Unum Group
$91.34
+2.27%
FINANCIAL SERVICES · Cap: $14.82B
Smart Verdict
WallStSmart Research — data-driven comparison
Manulife Financial Corp generates 140% more annual revenue ($32.03B vs $13.34B). MFC leads profitability with a 20.0% profit margin vs 5.9%. MFC appears more attractively valued with a PEG of 0.78. MFC earns a higher WallStSmart Score of 75/100 (B).
MFC
Strong Buy75
out of 100
Grade: B
UNM
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Earnings expanding 161.6% YoY
Large-cap with strong market position
Keeps 20 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 33.0% YoY
Areas to Watch
No major concerns identified
ROE of 7.2% — below average capital efficiency
5.9% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : MFC
The strongest argument for MFC centers on EPS Growth, Market Cap, Profit Margin. Profitability is solid with margins at 20.0% and operating margin at 19.1%. Revenue growth of 12.1% demonstrates continued momentum.
Bull Case : UNM
The strongest argument for UNM centers on Price/Book, EPS Growth. PEG of 1.03 suggests the stock is reasonably priced for its growth.
Bear Case : MFC
No major red flags identified for MFC, but monitor valuation.
Bear Case : UNM
The primary concerns for UNM are Return on Equity, Profit Margin, Piotroski F-Score.
Key Dynamics to Monitor
MFC profiles as a mature stock while UNM is a value play — different risk/reward profiles.
MFC carries more volatility with a beta of 0.78 — expect wider price swings.
MFC is growing revenue faster at 12.1% — sustainability is the question.
MFC generates stronger free cash flow (3.5B), providing more financial flexibility.
Bottom Line
MFC scores higher overall (75/100 vs 67/100), backed by strong 20.0% margins and 12.1% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Manulife Financial Corp
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Manulife Financial Corporation, offers financial products and services in Asia, Canada, the United States and internationally. The company is headquartered in Toronto, Canada.
Visit Website →Unum Group
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Unum Group is a Chattanooga, Tennessee-based Fortune 500 insurance company formerly known as UnumProvident.
Visit Website →Compare with Other INSURANCE - LIFE Stocks
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