MGIC Investment Corp (MTG) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
MGIC Investment Corp stock (MTG) is currently trading at $25.88. MGIC Investment Corp PE ratio is 8.24. MGIC Investment Corp PS ratio (Price-to-Sales) is 4.62. Analyst consensus price target for MTG is $28.17. WallStSmart rates MTG as Hold.
- MTG PE ratio analysis and historical PE chart
- MTG PS ratio (Price-to-Sales) history and trend
- MTG intrinsic value — DCF, Graham Number, EPV models
- MTG stock price prediction 2025 2026 2027 2028 2029 2030
- MTG fair value vs current price
- MTG insider transactions and insider buying
- Is MTG undervalued or overvalued?
- MGIC Investment Corp financial analysis — revenue, earnings, cash flow
- MTG Piotroski F-Score and Altman Z-Score
- MTG analyst price target and Smart Rating
MGIC Investment Corp
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MTG Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · MGIC Investment Corp (MTG)
MTG trades at a significant discount to its Graham intrinsic value of $40.95, offering a 33% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
MGIC Investment Corp (MTG) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, operating margin, price/book. Concerns around revenue growth and eps growth. Fundamentals are solid but monitor weak areas for improvement.
MGIC Investment Corp (MTG) Key Strengths (6)
Growing significantly faster than its price suggests
Keeps $74 of every $100 in revenue after operating costs
Keeps $61 of every $100 in revenue as net profit
104.46% of shares held by major funds and institutions
Trading at 1.08x book value, attractively priced
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
MGIC Investment Corp (MTG) Areas to Watch (4)
Revenue declining -0.90%, a shrinking business
Earnings barely growing at 3.90%
Premium valuation at 4.6x annual revenue
Moderate profitability with room for improvement
MGIC Investment Corp (MTG) Detailed Analysis Report
Overall Assessment
This company scores 65/100 in our Smart Analysis, earning a C+ grade. Out of 10 metrics analyzed, 6 register as strengths (avg 9.2/10) while 4 fall into concern territory (avg 2.8/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on PEG Ratio, Operating Margin, Profit Margin. Valuation metrics including PEG Ratio (0.40), Price/Book (1.08) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 74.20%, Profit Margin at 60.80%.
The Bear Case
The primary concerns are Revenue Growth, EPS Growth, Price/Sales. Some valuation metrics including Price/Sales (4.62) suggest expensive pricing. Growth concerns include Revenue Growth at -0.90%, EPS Growth at 3.90%, which may limit upside. Profitability pressure is visible in Return on Equity at 14.30%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 14.30% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at -0.90% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (PEG Ratio, Operating Margin) and negatives (Revenue Growth, EPS Growth). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
MTG Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
MTG's Price-to-Sales ratio of 4.62x trades 86% above its historical average of 2.48x (85th percentile), historically expensive. The current valuation is 54% below its historical high of 10.03x set in Apr 2006, and 2618% above its historical low of 0.17x in Aug 2012.
WallStSmart Analysis Synopsis
Data-driven financial summary for MGIC Investment Corp (MTG) · FINANCIAL SERVICES › INSURANCE - SPECIALTY
The Big Picture
MGIC Investment Corp faces headwinds with declining revenue, though profitability provides a cushion. Revenue reached 1.2B with 90% decline year-over-year. Profit margins are strong at 60.8%, reflecting pricing power and operational efficiency.
Key Findings
ROE of 1430.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Profit margin of 60.8% and operating margin of 74.2% demonstrate strong pricing power and operational efficiency.
Revenue contracted 90% YoY. Worth determining whether this is cyclical or structural.
What to Watch Next
Sector dynamics: monitor INSURANCE - SPECIALTY industry trends, competitive moves, and regulatory changes that could impact MGIC Investment Corp.
Bottom Line
MGIC Investment Corp faces challenges with declining revenue. While profitability provides a buffer, the long-term trajectory needs to improve. Watch for management's strategic response and whether the company can stabilize or pivot to new growth drivers.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About MGIC Investment Corp(MTG)
NYSE
FINANCIAL SERVICES
INSURANCE - SPECIALTY
USA
MGIC Investment Corporation offers private mortgage insurance, other mortgage credit risk management solutions, and ancillary services to lenders and government-sponsored entities in the United States, Puerto Rico, and Guam. The company is headquartered in Milwaukee, Wisconsin.