WallStSmart

AXIS Capital Holdings Ltd (AXS)vsMGIC Investment Corp (MTG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AXIS Capital Holdings Ltd generates 455% more annual revenue ($6.69B vs $1.20B). MTG leads profitability with a 59.6% profit margin vs 16.0%. MTG appears more attractively valued with a PEG of 0.40. AXS earns a higher WallStSmart Score of 76/100 (B+).

AXS

Strong Buy

76

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 7.0Quality: 5.0
Piotroski: 5/9Altman Z: 0.62

MTG

Buy

65

out of 100

Grade: C+

Growth: 3.3Profit: 8.5Value: 8.3Quality: 4.8
Piotroski: 2/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AXS4 strengths · Avg: 9.3/10
P/E RatioValuation
7.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.259/10

Conservative balance sheet, low leverage

EPS GrowthGrowth
45.6%8/10

Earnings expanding 45.6% YoY

MTG5 strengths · Avg: 10.0/10
PEG RatioValuation
0.4010/10

Growing faster than its price suggests

P/E RatioValuation
8.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Profit MarginProfitability
59.6%10/10

Keeps 60 of every $100 in revenue as profit

Operating MarginProfitability
72.6%10/10

Strong operational efficiency at 72.6%

Areas to Watch

AXS1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
0.622/10

Distress zone — elevated risk

MTG3 concerns · Avg: 3.0/10
EPS GrowthGrowth
1.3%4/10

1.3% earnings growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Revenue GrowthGrowth
-3.0%2/10

Revenue declined 3.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : AXS

The strongest argument for AXS centers on P/E Ratio, Price/Book, Debt/Equity. Profitability is solid with margins at 16.0% and operating margin at 19.0%. PEG of 1.18 suggests the stock is reasonably priced for its growth.

Bull Case : MTG

The strongest argument for MTG centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 59.6% and operating margin at 72.6%. PEG of 0.40 suggests the stock is reasonably priced for its growth.

Bear Case : AXS

The primary concerns for AXS are Altman Z-Score.

Bear Case : MTG

The primary concerns for MTG are EPS Growth, Piotroski F-Score, Revenue Growth.

Key Dynamics to Monitor

AXS profiles as a mature stock while MTG is a declining play — different risk/reward profiles.

MTG carries more volatility with a beta of 0.70 — expect wider price swings.

AXS is growing revenue faster at 8.0% — sustainability is the question.

AXS generates stronger free cash flow (519M), providing more financial flexibility.

Bottom Line

AXS scores higher overall (76/100 vs 65/100), backed by strong 16.0% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AXIS Capital Holdings Ltd

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

AXIS Capital Holdings Limited, offers various specialized insurance and reinsurance products worldwide. The company is headquartered in Pembroke, Bermuda.

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MGIC Investment Corp

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

MGIC Investment Corporation offers private mortgage insurance, other mortgage credit risk management solutions, and ancillary services to lenders and government-sponsored entities in the United States, Puerto Rico, and Guam. The company is headquartered in Milwaukee, Wisconsin.

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