WallStSmart

AXIS Capital Holdings Ltd (AXS)vsRadian Group Inc (RDN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AXIS Capital Holdings Ltd generates 448% more annual revenue ($6.56B vs $1.20B). RDN leads profitability with a 48.7% profit margin vs 15.4%. RDN appears more attractively valued with a PEG of 0.76. RDN earns a higher WallStSmart Score of 76/100 (B+).

AXS

Strong Buy

74

out of 100

Grade: B

Growth: 6.7Profit: 7.0Value: 10.0Quality: 5.0
Piotroski: 5/9Altman Z: 0.62

RDN

Strong Buy

76

out of 100

Grade: B+

Growth: 4.7Profit: 8.0Value: 10.0Quality: 4.8
Piotroski: 3/9Altman Z: 2.82
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AXSUndervalued (+60.0%)

Margin of Safety

+60.0%

Fair Value

$253.92

Current Price

$101.04

$152.88 discount

UndervaluedFair: $253.92Overvalued
RDNUndervalued (+74.3%)

Margin of Safety

+74.3%

Fair Value

$133.10

Current Price

$32.97

$100.13 discount

UndervaluedFair: $133.10Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AXS5 strengths · Avg: 9.0/10
P/E RatioValuation
8.2x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.259/10

Conservative balance sheet, low leverage

Operating MarginProfitability
20.2%8/10

Strong operational efficiency at 20.2%

Revenue GrowthGrowth
17.8%8/10

17.8% revenue growth

RDN5 strengths · Avg: 9.6/10
P/E RatioValuation
7.5x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Profit MarginProfitability
48.7%10/10

Keeps 49 of every $100 in revenue as profit

Operating MarginProfitability
76.7%10/10

Strong operational efficiency at 76.7%

PEG RatioValuation
0.768/10

Growing faster than its price suggests

Areas to Watch

AXS1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
0.622/10

Distress zone — elevated risk

RDN2 concerns · Avg: 3.5/10
Revenue GrowthGrowth
2.7%4/10

2.7% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : AXS

The strongest argument for AXS centers on P/E Ratio, Price/Book, Debt/Equity. Profitability is solid with margins at 15.4% and operating margin at 20.2%. Revenue growth of 17.8% demonstrates continued momentum.

Bull Case : RDN

The strongest argument for RDN centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 48.7% and operating margin at 76.7%. PEG of 0.76 suggests the stock is reasonably priced for its growth.

Bear Case : AXS

The primary concerns for AXS are Altman Z-Score.

Bear Case : RDN

The primary concerns for RDN are Revenue Growth, Piotroski F-Score.

Key Dynamics to Monitor

AXS profiles as a growth stock while RDN is a value play — different risk/reward profiles.

RDN carries more volatility with a beta of 0.77 — expect wider price swings.

AXS is growing revenue faster at 17.8% — sustainability is the question.

AXS generates stronger free cash flow (614M), providing more financial flexibility.

Bottom Line

RDN scores higher overall (76/100 vs 74/100), backed by strong 48.7% margins. AXS offers better value entry with a 60.0% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AXIS Capital Holdings Ltd

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

AXIS Capital Holdings Limited, offers various specialized insurance and reinsurance products worldwide. The company is headquartered in Pembroke, Bermuda.

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Radian Group Inc

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

Radian Group Inc. is engaged in the mortgage and real estate services business in the United States. The company is headquartered in Philadelphia, Pennsylvania.

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