Charles Schwab Corp (SCHW) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Charles Schwab Corp stock (SCHW) is currently trading at $94.99. Charles Schwab Corp PE ratio is 20.49. Charles Schwab Corp PS ratio (Price-to-Sales) is 7.08. Analyst consensus price target for SCHW is $120.32. WallStSmart rates SCHW as Buy.
Charles Schwab Corp (SCHW) stock price prediction for 2030: Base case $116.17. Bull case $145.21. Bear case $87.12. See full SCHW 2030 price forecast and methodology on WallStSmart.
- SCHW PE ratio analysis and historical PE chart
- SCHW PS ratio (Price-to-Sales) history and trend
- SCHW intrinsic value — DCF, Graham Number, EPV models
- SCHW stock price prediction 2025 2026 2027 2028 2029 2030
- SCHW fair value vs current price
- SCHW insider transactions and insider buying
- Is SCHW undervalued or overvalued?
- Charles Schwab Corp financial analysis — revenue, earnings, cash flow
- SCHW Piotroski F-Score and Altman Z-Score
- SCHW analyst price target and Smart Rating
Charles Schwab Corp
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SCHW Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Charles Schwab Corp (SCHW)
SCHW trades at a significant discount to its Graham intrinsic value of $217.62, offering a 56% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Charles Schwab Corp (SCHW) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, peg ratio, operating margin. Overall metrics suggest strong investment potential with favorable risk/reward.
Charles Schwab Corp (SCHW) Key Strengths (7)
Keeps $50 of every $100 in revenue after operating costs
Earnings per share surging 41.10% year-over-year
Keeps $37 of every $100 in revenue as net profit
84.89% of shares held by major funds and institutions
Large-cap company with substantial market presence
Good growth relative to its price
Solid profitability: $18 profit per $100 equity
Supporting Valuation Data
Charles Schwab Corp (SCHW) Areas to Watch (3)
Premium valuation at 7.1x annual revenue
Premium pricing at 3.9x book value
Solid revenue growth at 18.90% per year
Supporting Valuation Data
Charles Schwab Corp (SCHW) Detailed Analysis Report
Overall Assessment
This company scores 75/100 in our Smart Analysis, earning a B+ grade. Out of 10 metrics analyzed, 7 register as strengths (avg 9.1/10) while 3 fall into concern territory (avg 4.7/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, EPS Growth, Profit Margin. Valuation metrics including PEG Ratio (1.12) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 18.10%, Operating Margin at 49.70%, Profit Margin at 37.00%. Growth metrics are encouraging with EPS Growth at 41.10%.
The Bear Case
The primary concerns are Price/Sales, Price/Book, Revenue Growth. Some valuation metrics including Price/Sales (7.08), Price/Book (3.89) suggest expensive pricing. Growth concerns include Revenue Growth at 18.90%, which may limit upside.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Price/Sales improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 18.10% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 18.90% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Operating Margin and EPS Growth makes a compelling case at current levels. The key risk is Price/Sales, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B+ grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
SCHW Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
SCHW's Price-to-Sales ratio of 7.08x trades at a 32% premium to its historical average of 5.37x (89th percentile). The current valuation is 15% below its historical high of 8.32x set in May 2018, and 164% above its historical low of 2.68x in Nov 2011.
WallStSmart Analysis Synopsis
Data-driven financial summary for Charles Schwab Corp (SCHW) · FINANCIAL SERVICES › CAPITAL MARKETS
The Big Picture
Charles Schwab Corp is a strong growth company balancing expansion with improving profitability. Revenue reached 23.9B with 19% growth year-over-year. Profit margins are strong at 37.0%, reflecting pricing power and operational efficiency.
Key Findings
Profit margin of 37.0% and operating margin of 49.7% demonstrate strong pricing power and operational efficiency.
Debt-to-equity ratio of 0.09 indicates a conservative balance sheet with 292M in cash.
Free cash flow is -921M, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Sector dynamics: monitor CAPITAL MARKETS industry trends, competitive moves, and regulatory changes that could impact Charles Schwab Corp.
Bottom Line
Charles Schwab Corp offers an attractive blend of growth (19% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Charles Schwab Corp(SCHW)
NYSE
FINANCIAL SERVICES
CAPITAL MARKETS
USA
The Charles Schwab Corporation is an American multinational financial services company. It offers banking, commercial banking, an electronic trading platform, and wealth management advisory services to both retail and institutional clients.