Goldman Sachs Group Inc (GS)vsCharles Schwab Corp (SCHW)
GS
Goldman Sachs Group Inc
$1,018.38
-0.63%
FINANCIAL SERVICES · Cap: $311.24B
SCHW
Charles Schwab Corp
$105.24
+0.87%
FINANCIAL SERVICES · Cap: $175.30B
Smart Verdict
WallStSmart Research — data-driven comparison
Goldman Sachs Group Inc generates 160% more annual revenue ($67.57B vs $26.03B). SCHW leads profitability with a 38.8% profit margin vs 31.0%. SCHW appears more attractively valued with a PEG of 1.19. GS earns a higher WallStSmart Score of 81/100 (A-).
GS
Exceptional Buy81
out of 100
Grade: A-
SCHW
Strong Buy79
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 31 of every $100 in revenue as profit
Strong operational efficiency at 42.3%
Revenue surging 42.5% year-over-year
Earnings expanding 92.3% YoY
Attractively priced relative to earnings
Keeps 39 of every $100 in revenue as profit
Strong operational efficiency at 51.9%
Large-cap with strong market position
Every $100 of equity generates 20 in profit
Revenue surging 20.9% year-over-year
Earnings expanding 42.6% YoY
Areas to Watch
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : GS
The strongest argument for GS centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 31.0% and operating margin at 42.3%. Revenue growth of 42.5% demonstrates continued momentum.
Bull Case : SCHW
The strongest argument for SCHW centers on Profit Margin, Operating Margin, Market Cap. Profitability is solid with margins at 38.8% and operating margin at 51.9%. Revenue growth of 20.9% demonstrates continued momentum.
Bear Case : GS
The primary concerns for GS are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 6.47 is elevated, increasing financial risk.
Bear Case : SCHW
The primary concerns for SCHW are Altman Z-Score.
Key Dynamics to Monitor
GS carries more volatility with a beta of 1.29 — expect wider price swings.
GS is growing revenue faster at 42.5% — sustainability is the question.
SCHW generates stronger free cash flow (7.2B), providing more financial flexibility.
Monitor CAPITAL MARKETS industry trends, competitive dynamics, and regulatory changes.
Bottom Line
GS scores higher overall (81/100 vs 79/100), backed by strong 31.0% margins and 42.5% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Goldman Sachs Group Inc
FINANCIAL SERVICES · CAPITAL MARKETS · USA
The Goldman Sachs Group, Inc., is an American multinational investment bank and financial services company headquartered in New York City. It offers services in investment management, securities, asset management, prime brokerage, and securities underwriting. It also provides investment banking to institutional investors.
Charles Schwab Corp
FINANCIAL SERVICES · CAPITAL MARKETS · USA
The Charles Schwab Corporation is an American multinational financial services company. It offers banking, commercial banking, an electronic trading platform, and wealth management advisory services to both retail and institutional clients.
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