Goldman Sachs Group Inc (GS)vsCharles Schwab Corp (SCHW)
GS
Goldman Sachs Group Inc
$923.71
-2.21%
FINANCIAL SERVICES · Cap: $274.13B
SCHW
Charles Schwab Corp
$91.50
-0.07%
FINANCIAL SERVICES · Cap: $160.57B
Smart Verdict
WallStSmart Research — data-driven comparison
Goldman Sachs Group Inc generates 148% more annual revenue ($61.53B vs $24.80B). SCHW leads profitability with a 38.0% profit margin vs 29.4%. SCHW appears more attractively valued with a PEG of 1.16. SCHW earns a higher WallStSmart Score of 75/100 (B+).
GS
Strong Buy75
out of 100
Grade: B
SCHW
Strong Buy75
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Strong operational efficiency at 38.4%
Keeps 29 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 24.3% YoY
Keeps 38 of every $100 in revenue as profit
Strong operational efficiency at 49.2%
Conservative balance sheet, low leverage
Large-cap with strong market position
15.8% revenue growth
Earnings expanding 38.6% YoY
Areas to Watch
Negative free cash flow — burning cash
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : GS
The strongest argument for GS centers on Market Cap, Operating Margin, Profit Margin. Profitability is solid with margins at 29.4% and operating margin at 38.4%. Revenue growth of 14.5% demonstrates continued momentum.
Bull Case : SCHW
The strongest argument for SCHW centers on Profit Margin, Operating Margin, Debt/Equity. Profitability is solid with margins at 38.0% and operating margin at 49.2%. Revenue growth of 15.8% demonstrates continued momentum.
Bear Case : GS
The primary concerns for GS are Free Cash Flow.
Bear Case : SCHW
The primary concerns for SCHW are Free Cash Flow.
Key Dynamics to Monitor
GS profiles as a mature stock while SCHW is a growth play — different risk/reward profiles.
GS carries more volatility with a beta of 1.31 — expect wider price swings.
SCHW is growing revenue faster at 15.8% — sustainability is the question.
SCHW generates stronger free cash flow (-921M), providing more financial flexibility.
Bottom Line
GS scores higher overall (75/100 vs 75/100), backed by strong 29.4% margins and 14.5% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Goldman Sachs Group Inc
FINANCIAL SERVICES · CAPITAL MARKETS · USA
The Goldman Sachs Group, Inc., is an American multinational investment bank and financial services company headquartered in New York City. It offers services in investment management, securities, asset management, prime brokerage, and securities underwriting. It also provides investment banking to institutional investors.
Charles Schwab Corp
FINANCIAL SERVICES · CAPITAL MARKETS · USA
The Charles Schwab Corporation is an American multinational financial services company. It offers banking, commercial banking, an electronic trading platform, and wealth management advisory services to both retail and institutional clients.
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