Simmons First National Corporation (SFNC) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Simmons First National Corporation stock (SFNC) is currently trading at $19.24. Simmons First National Corporation PS ratio (Price-to-Sales) is 73.35. Analyst consensus price target for SFNC is $23.00. WallStSmart rates SFNC as Hold.
- SFNC PE ratio analysis and historical PE chart
- SFNC PS ratio (Price-to-Sales) history and trend
- SFNC intrinsic value — DCF, Graham Number, EPV models
- SFNC stock price prediction 2025 2026 2027 2028 2029 2030
- SFNC fair value vs current price
- SFNC insider transactions and insider buying
- Is SFNC undervalued or overvalued?
- Simmons First National Corporation financial analysis — revenue, earnings, cash flow
- SFNC Piotroski F-Score and Altman Z-Score
- SFNC analyst price target and Smart Rating
Simmons First National Corporation
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Smart Analysis
Simmons First National Corporation (SFNC) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, eps growth. Concerns around peg ratio and return on equity. Fundamentals are solid but monitor weak areas for improvement.
Simmons First National Corporation (SFNC) Key Strengths (5)
Keeps $42 of every $100 in revenue after operating costs
Trading below book value, meaning the market prices it less than net assets
Earnings per share surging 42.80% year-over-year
81.88% of shares held by major funds and institutions
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Simmons First National Corporation (SFNC) Areas to Watch (4)
Company is destroying shareholder value
Very expensive relative to growth, significant premium
Very expensive at 73.3x annual revenue
Solid revenue growth at 19.80% per year
Supporting Valuation Data
Simmons First National Corporation (SFNC) Detailed Analysis Report
Overall Assessment
This company scores 56/100 in our Smart Analysis, earning a C grade. Out of 9 metrics analyzed, 5 register as strengths (avg 9.4/10) while 4 fall into concern territory (avg 2.5/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Price/Book, EPS Growth. Valuation metrics including Price/Book (0.80) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 42.40%. Growth metrics are encouraging with EPS Growth at 42.80%.
The Bear Case
The primary concerns are Return on Equity, PEG Ratio, Price/Sales. Some valuation metrics including PEG Ratio (3.83), Price/Sales (73.35) suggest expensive pricing. Growth concerns include Revenue Growth at 19.80%, which may limit upside. Profitability pressure is visible in Return on Equity at -11.40%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at -11.40% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 19.80% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Price/Book) and negatives (Return on Equity, PEG Ratio). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
SFNC Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
SFNC's Price-to-Sales ratio of 73.35x trades 222% above its historical average of 22.75x (98th percentile), historically expensive. The current valuation is 5% below its historical high of 77.57x set in Mar 2026, and 1526% above its historical low of 4.51x in Jan 2019.
WallStSmart Analysis Synopsis
Data-driven financial summary for Simmons First National Corporation (SFNC) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Simmons First National Corporation is a strong growth company balancing expansion with improving profitability. Revenue reached 37M with 20% growth year-over-year. The company is currently unprofitable, posting a 0.0% profit margin.
Key Findings
Generating 105M in free cash flow and 115M in operating cash flow. Earnings are translating into actual cash generation.
Debt-to-equity ratio of 0.19 indicates a conservative balance sheet with 380M in cash.
What to Watch Next
Dividend sustainability with a current yield of 455.0%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Simmons First National Corporation.
Bottom Line
Simmons First National Corporation offers an attractive blend of growth (20% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Simmons First National Corporation(SFNC)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Simmons First National Corporation is the holding company of Simmons Bank providing banking and financial products and services to individuals and businesses. The company is headquartered in Pine Bluff, Arkansas.