ICICI Bank Limited (IBN)vsSimmons First National Corporation (SFNC)
IBN
ICICI Bank Limited
$26.31
+1.08%
FINANCIAL SERVICES · Cap: $95.10B
SFNC
Simmons First National Corporation
$19.34
+0.52%
FINANCIAL SERVICES · Cap: $2.80B
Smart Verdict
WallStSmart Research — data-driven comparison
ICICI Bank Limited generates 5144925% more annual revenue ($1.92T vs $37.41M). IBN leads profitability with a 27.5% profit margin vs 0.0%. IBN appears more attractively valued with a PEG of 0.53. IBN earns a higher WallStSmart Score of 69/100 (B-).
IBN
Strong Buy69
out of 100
Grade: B-
SFNC
Buy58
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-191.4%
Fair Value
$10.68
Current Price
$26.31
$15.63 premium
Intrinsic value data unavailable for SFNC.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 34.0%
Large-cap with strong market position
Keeps 28 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 42.4%
Conservative balance sheet, low leverage
19.8% revenue growth
Earnings expanding 42.8% YoY
Areas to Watch
3.0% revenue growth
Earnings declined 3.7%
0.0% margin — thin
Weak financial health signals
Expensive relative to growth rate
ROE of -11.4% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : IBN
The strongest argument for IBN centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 27.5% and operating margin at 34.0%. PEG of 0.53 suggests the stock is reasonably priced for its growth.
Bull Case : SFNC
The strongest argument for SFNC centers on Price/Book, Operating Margin, Debt/Equity. Revenue growth of 19.8% demonstrates continued momentum.
Bear Case : IBN
The primary concerns for IBN are Revenue Growth, EPS Growth.
Bear Case : SFNC
The primary concerns for SFNC are Profit Margin, Piotroski F-Score, PEG Ratio.
Key Dynamics to Monitor
IBN profiles as a value stock while SFNC is a growth play — different risk/reward profiles.
SFNC carries more volatility with a beta of 0.92 — expect wider price swings.
SFNC is growing revenue faster at 19.8% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
IBN scores higher overall (69/100 vs 58/100), backed by strong 27.5% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
ICICI Bank Limited
FINANCIAL SERVICES · BANKS - REGIONAL · USA
ICICI Bank Limited offers various banking products and financial services in India and internationally. The company is headquartered in Mumbai, India.
Visit Website →Simmons First National Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Simmons First National Corporation is the holding company of Simmons Bank providing banking and financial products and services to individuals and businesses. The company is headquartered in Pine Bluff, Arkansas.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
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