Voya Financial Inc (VOYA) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Voya Financial Inc stock (VOYA) is currently trading at $68.21. Voya Financial Inc PE ratio is 10.79. Voya Financial Inc PS ratio (Price-to-Sales) is 0.79. Analyst consensus price target for VOYA is $84.70. WallStSmart rates VOYA as Moderate Buy.
- VOYA PE ratio analysis and historical PE chart
- VOYA PS ratio (Price-to-Sales) history and trend
- VOYA intrinsic value — DCF, Graham Number, EPV models
- VOYA stock price prediction 2025 2026 2027 2028 2029 2030
- VOYA fair value vs current price
- VOYA insider transactions and insider buying
- Is VOYA undervalued or overvalued?
- Voya Financial Inc financial analysis — revenue, earnings, cash flow
- VOYA Piotroski F-Score and Altman Z-Score
- VOYA analyst price target and Smart Rating
Voya Financial Inc
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VOYA Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Voya Financial Inc (VOYA)
VOYA trades at a significant discount to its Graham intrinsic value of $294.37, offering a 74% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Voya Financial Inc (VOYA) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, price/sales, price/book. Overall metrics suggest strong investment potential with favorable risk/reward.
Voya Financial Inc (VOYA) Key Strengths (6)
Paying less than $1 for every $1 of annual revenue
Earnings per share surging 48.10% year-over-year
109.93% of shares held by major funds and institutions
Good growth relative to its price
Trading at 1.26x book value, attractively priced
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Voya Financial Inc (VOYA) Areas to Watch (4)
Thin operating margins with cost pressures present
Modest revenue growth at 5.00%
Thin profit margins with limited profitability
Moderate profitability with room for improvement
Voya Financial Inc (VOYA) Detailed Analysis Report
Overall Assessment
This company scores 70/100 in our Smart Analysis, earning a B grade. Out of 10 metrics analyzed, 6 register as strengths (avg 8.8/10) while 4 fall into concern territory (avg 4.3/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Sales, EPS Growth, Institutional Own.. Valuation metrics including PEG Ratio (1.19), Price/Sales (0.79), Price/Book (1.26) suggest the stock is attractively priced. Growth metrics are encouraging with EPS Growth at 48.10%.
The Bear Case
The primary concerns are Operating Margin, Revenue Growth, Profit Margin. Growth concerns include Revenue Growth at 5.00%, which may limit upside. Profitability pressure is visible in Return on Equity at 11.20%, Operating Margin at 10.70%, Profit Margin at 7.99%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Operating Margin improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 11.20% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 5.00% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Price/Sales and EPS Growth makes a compelling case at current levels. The key risk is Operating Margin, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
VOYA Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
VOYA's Price-to-Sales ratio of 0.79x sits near its historical average of 0.74x (63th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 61% below its historical high of 2x set in May 2022, and 203% above its historical low of 0.26x in Jun 2013.
Compare VOYA with Competitors
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Data-driven financial summary for Voya Financial Inc (VOYA) · FINANCIAL SERVICES › FINANCIAL CONGLOMERATES
The Big Picture
Voya Financial Inc is in a high-growth phase, prioritizing rapid expansion over margins. Revenue reached 8.2B with 500% growth year-over-year. Profit margins are thin at 8.0%, typical for companies in this phase that are reinvesting heavily in growth.
Key Findings
Revenue growing at 500% YoY, reaching 8.2B. This pace significantly outperforms most FINANCIAL CONGLOMERATES peers.
ROE of 1120.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
What to Watch Next
Margin expansion: can Voya Financial Inc push profit margins above 15% as the business scales?
Growth sustainability: can Voya Financial Inc maintain 500%+ revenue growth, or will competition slow it down?
Sector dynamics: monitor FINANCIAL CONGLOMERATES industry trends, competitive moves, and regulatory changes that could impact Voya Financial Inc.
Bottom Line
Voya Financial Inc is a high-conviction growth story with revenue accelerating at 500% while profitability is still developing. For growth-oriented investors, the trajectory is compelling. For value investors, the thin 8.0% margins and premium valuation suggest patience until the unit economics mature further.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Voya Financial Inc(VOYA)
NYSE
FINANCIAL SERVICES
FINANCIAL CONGLOMERATES
USA
Voya Financial, Inc. is a retirement, investment and employee benefits company in the United States. The company is headquartered in New York, New York.