Yuanbao Inc. American Depositary Shares (YB) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Yuanbao Inc. American Depositary Shares stock (YB) is currently trading at $17.26. Yuanbao Inc. American Depositary Shares PE ratio is 4.45. Yuanbao Inc. American Depositary Shares PS ratio (Price-to-Sales) is 0.19. Analyst consensus price target for YB is $21.76. WallStSmart rates YB as Buy.
- YB PE ratio analysis and historical PE chart
- YB PS ratio (Price-to-Sales) history and trend
- YB intrinsic value — DCF, Graham Number, EPV models
- YB stock price prediction 2025 2026 2027 2028 2029 2030
- YB fair value vs current price
- YB insider transactions and insider buying
- Is YB undervalued or overvalued?
- Yuanbao Inc. American Depositary Shares financial analysis — revenue, earnings, cash flow
- YB Piotroski F-Score and Altman Z-Score
- YB analyst price target and Smart Rating
Yuanbao Inc. American Depositary Shares
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YB Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Yuanbao Inc. American Depositary Shares (YB)
YB trades at a significant discount to its Graham intrinsic value of $186.26, offering a 89% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Yuanbao Inc. American Depositary Shares (YB) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in return on equity, operating margin, price/sales. Concerns around institutional own.. Overall metrics suggest strong investment potential with favorable risk/reward.
Yuanbao Inc. American Depositary Shares (YB) Key Strengths (7)
Every $100 of shareholder equity generates $51 in profit
Keeps $34 of every $100 in revenue after operating costs
Paying less than $1 for every $1 of annual revenue
Revenue surging 32.20% year-over-year
Earnings per share surging 34.70% year-over-year
Keeps $30 of every $100 in revenue as net profit
Trading at 1.90x book value, attractively priced
Supporting Valuation Data
Yuanbao Inc. American Depositary Shares (YB) Areas to Watch (2)
Very low institutional interest at 10.54%
Small-cap company with higher risk but more growth potential
Yuanbao Inc. American Depositary Shares (YB) Detailed Analysis Report
Overall Assessment
This company scores 78/100 in our Smart Analysis, earning a B+ grade. Out of 9 metrics analyzed, 7 register as strengths (avg 9.7/10) while 2 fall into concern territory (avg 3.5/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Return on Equity, Operating Margin, Price/Sales. Valuation metrics including Price/Sales (0.19), Price/Book (1.90) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 50.90%, Operating Margin at 33.60%, Profit Margin at 29.90%. Growth metrics are encouraging with Revenue Growth at 32.20%, EPS Growth at 34.70%.
The Bear Case
The primary concerns are Institutional Own., Market Cap.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Institutional Own. improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 50.90% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 32.20% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Return on Equity and Operating Margin makes a compelling case at current levels. The key risk is Institutional Own., but the overall fundamental picture is positive with a clear path to maintaining or improving the current B+ grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
YB Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
YB's Price-to-Sales ratio of 0.19x sits near its historical average of 0.21x (12th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 31% below its historical high of 0.27x set in Jul 2025, and 24% above its historical low of 0.15x in May 2025. Over the past 12 months, the PS ratio has expanded from ~0.1x, reflecting growing market expectations outpacing revenue growth.
WallStSmart Analysis Synopsis
Data-driven financial summary for Yuanbao Inc. American Depositary Shares (YB) · TECHNOLOGY › SOFTWARE - APPLICATION
The Big Picture
Yuanbao Inc. American Depositary Shares is a strong growth company balancing expansion with improving profitability. Revenue reached 4.4B with 32% growth year-over-year. Profit margins are strong at 29.9%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 32% YoY, reaching 4.4B. This pace significantly outperforms most SOFTWARE - APPLICATION peers.
ROE of 5090.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
What to Watch Next
Growth sustainability: can Yuanbao Inc. American Depositary Shares maintain 32%+ revenue growth, or will competition slow it down?
Sector dynamics: monitor SOFTWARE - APPLICATION industry trends, competitive moves, and regulatory changes that could impact Yuanbao Inc. American Depositary Shares.
Bottom Line
Yuanbao Inc. American Depositary Shares offers an attractive blend of growth (32% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
Data sourced from SEC Form 4 filings
Last updated: 8:24:12 AM
About Yuanbao Inc. American Depositary Shares(YB)
NASDAQ
TECHNOLOGY
SOFTWARE - APPLICATION
USA
Yuanbao Inc., provides online insurance distribution and services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.