Apple Inc (AAPL)vsKlarna Group plc (KLAR)
AAPL
Apple Inc
$271.35
+0.44%
TECHNOLOGY · Cap: $3.98T
KLAR
Klarna Group plc
$13.92
+3.42%
TECHNOLOGY · Cap: $5.22B
Smart Verdict
WallStSmart Research — data-driven comparison
Apple Inc generates 12314% more annual revenue ($435.62B vs $3.51B). AAPL leads profitability with a 27.0% profit margin vs -8.4%. KLAR appears more attractively valued with a PEG of 0.10. AAPL earns a higher WallStSmart Score of 65/100 (C+).
AAPL
Buy65
out of 100
Grade: C+
KLAR
Buy59
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for AAPL.
Margin of Safety
+55.6%
Fair Value
$43.04
Current Price
$13.92
$29.12 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Every $100 of equity generates 152 in profit
Strong operational efficiency at 35.4%
Generating 51.6B in free cash flow
Keeps 27 of every $100 in revenue as profit
15.7% revenue growth
Growing faster than its price suggests
Revenue surging 38.4% year-over-year
Reasonable price relative to book value
Strong operational efficiency at 20.5%
Areas to Watch
Expensive relative to growth rate
Premium valuation, high expectations priced in
Elevated debt levels
Trading at 45.2x book value
0.0% earnings growth
Weak financial health signals
ROE of -11.1% — below average capital efficiency
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : AAPL
The strongest argument for AAPL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 27.0% and operating margin at 35.4%. Revenue growth of 15.7% demonstrates continued momentum.
Bull Case : KLAR
The strongest argument for KLAR centers on PEG Ratio, Revenue Growth, Price/Book. Revenue growth of 38.4% demonstrates continued momentum. PEG of 0.10 suggests the stock is reasonably priced for its growth.
Bear Case : AAPL
The primary concerns for AAPL are PEG Ratio, P/E Ratio, Debt/Equity.
Bear Case : KLAR
The primary concerns for KLAR are EPS Growth, Piotroski F-Score, Return on Equity.
Key Dynamics to Monitor
AAPL profiles as a growth stock while KLAR is a hypergrowth play — different risk/reward profiles.
KLAR is growing revenue faster at 38.4% — sustainability is the question.
AAPL generates stronger free cash flow (51.6B), providing more financial flexibility.
Monitor CONSUMER ELECTRONICS industry trends, competitive dynamics, and regulatory changes.
Bottom Line
AAPL scores higher overall (65/100 vs 59/100), backed by strong 27.0% margins and 15.7% revenue growth. KLAR offers better value entry with a 55.6% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Apple Inc
TECHNOLOGY · CONSUMER ELECTRONICS · USA
Apple Inc. is an American multinational technology company that specializes in consumer electronics, computer software, and online services. Apple is the world's largest technology company by revenue (totalling $274.5 billion in 2020) and, since January 2021, the world's most valuable company. As of 2021, Apple is the world's fourth-largest PC vendor by unit sales, and fourth-largest smartphone manufacturer. It is one of the Big Five American information technology companies, along with Amazon, Google, Microsoft, and Facebook.
Visit Website →Klarna Group plc
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Klarna Group plc is a technology-driven payments company in the United Kingdom, the United States, Germany, Sweden, and internationally. The company is headquartered in London, United Kingdom.
Visit Website →Compare with Other CONSUMER ELECTRONICS Stocks
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